Loan Operation Specialists

Job Summary:

The Credit Clerk position involves gathering and analyzing information, preparing various reports and processing commercial lending files. Working well within a team, from multiple branches and lenders; while being self-motivated and able to work independently.

This job description is intended to provide a representative summary of the major duties and responsibilities. The following duties are not intended to serve as a comprehensive list of all duties required in this position.

Job Responsibilities and Duties:

• Gain a thorough knowledge of consumer and commercial lending operations related to programs, loan processing, closing, funding, review, scanning, credit tracking, servicing and reporting.
• Gain a thorough understanding of Federal Banking Regulations as well as internal bank policies and procedures.
• Process Loan documents using the loan processing software
• Pull data from the core system to create reports
• Review loan documents to ensure consistency with loan approval conditions, bank policies, regulatory requirements and servicing
• Review adverse action notices and withdrawn loan applications for compliance
• Review HMDA data collection sheets on reportable loans and submit for HMDA reporting
• Review data for possible CRA Community Development consideration and submit to Compliance Officer as needed
• Scan documents to the imaging system and set tracking as needed
• Review all documents collected from loan assistant during processing of the loan
• Perform other duties as assigned