Enterprise Risk Management - Financial Investigations Analyst - Onsite

We embrace passionate Team Members who consistently display our values: United, Informative, Approachable, Caring and Transparent. We are united in our collective effort to achieve member goals and proactively provide solutions tailored to individual Member needs. We are committed to ensuring that each Member receives a positive service experience and trusted financial advice. Join the Nuvision Team today! Let us be part of your career journey!

The Financial Investigations Analyst will be responsible for reviewing, monitoring, and escalating alerts from the Credit Union's BSA/AML program. The Financial Investigations Analyst will assist with the monitoring of account activity for suspicious patterns and activity, document any negative filing for activity that is classified as not suspicious, and review and prepare CTRs and SARs to ensure they are filed on time, are complete and accurate. The position will also participate in the Enhanced Due Diligence process for designated members. Additionally, the position will be responsible for using the automated monitoring tool to detect First Party and Account Fraud.   The Financial Investigations Analyst will support the Risk team by being cross-trained on a variety of other functions. The position adds value to the credit union by ensuring that the regulatory mandates in BSA and KYC are fulfilled and that losses from deposit fraud are minimized.

Responsibilities:

• Responsible for the review and disposition of Money Laundering Red Flag Alerts. 
• Investigate and research alerts generated by the credit union's internal system(s) of potential suspicious activity involving money laundering, terrorist financing and fraudulent activity across all business lines to prepare appropriate documentation as well as determine and recommend appropriate resolution (e.g., completion of a SAR, exit relationship, continued monitoring).
• Review cases and create activity narratives of suspicious activity.  
• Ensure all monthly cases assigned are investigated thoroughly.
• Prepare and document research, analysis and investigation findings in case management.  
• Drafts Suspicious Activity Reports as needed; submit Suspicious Activity Reports to Risk Management leadership 
• Review Deposit Fraud red flags alerts and take remediating actions when suspicious activity is detected.
• Review & monitor cash reports and prepare CTR filings.
• Review & monitor 314a and OFAC lists and respond to matches according to statute.
• Manage the High Risk List and perform enhanced due diligence on high risk entities.
• Other duties as needed to support the Risk Management team
• Treats all team members and members with respect.
• Supports and participates in continuous improvement activities.

Qualifications:

• 3+ years total related experience to include at least 2 years' experience in Risk Management and BSA compliance within a financial institution with experience in Risk Analysis and Risk Management tools, exposure to clearing alerts, case investigations, EDD, CDD, KYC and SAR writing/filing program and reporting requirements

• Comprehensive knowledge of financial institution products and services

• Good working knowledge of State and Federal laws and regulations pertaining to financial institutions (i.e., BSA, AML, OFAC, USA Patriot Act, Reg.).

• Knowledge of credit union rules, regulations, and policies

• In depth knowledge of BSA and USA PATRIOT ACT regulations as well as Money Laundering red flags.
• Excellent communication skills both verbally and in writing

• Proficient in utilizing a BSA/AML detection system

• Ability to accurately perform mathematical calculations

• Ability to create and maintain accurate reliable records

• Excellent follow-through skills, member relations skills, research and problem solving skills, and sound business judgment
• Ability to interface in with others in a positive and professional manner
• Proficient in Microsoft Office applications  
• BSACS or CUCE designation

Education: High School or Equivalent

Website: nuvisionfederal.com/careers

Pay scale by applicable geographic location:

• Southern California:  $24.74 - $30.92
                Applicable adjusted range for cost of living for Berkeley, CA and Martinez, CA: $27.06 -33.82

The final pay offered to a successful candidate will be dependent on several factors that may include but are not limited to the type and years of experience within the job, the type of years and experience within the industry, job related training/education, etc.

California Employee Privacy Notice:

https://nuvisionfederal.com/disclosures/ccpa/

Benefits:

• Medical
• Dental
• Vision
• Life Insurance
• Flexible Spending Account
• 401(k) Matching
• Paid Time Off
• Training Provided
• Tuition Reimbursement

Covid-19 Precaution(s):

• Remote Interview Process (some positions vary)
• In-Person Interview required for Front-Line Positions
• Social Distancing and Mask Guidelines in place