Credit Administration Reporting Analyst

Generate reports to monitor various internal limits and other reports as necessary to provide officers, managers with information necessary for day to day business transactions, and to maintain optimum asset quality and regulatory compliance.

Responsibilities:

Reporting

• Develop and/or prepare reports and data extracts in order to monitor various limits designed to control risk and maintain optimum asset quality, including, but not limited to:
• Lending limits:

1. Unsecured Lending Limits
2. Economic Group Limits
3. Economic Sector Limits
4. Cross Border Limits from MCB and MSF as applicable(i.e. LATAM, OECD, Residential, Consumer, & Credit Cards)
5. Commercial Real Estate Limits (Submarket Report)
6. Credit Program Limits
7. Regulation F report

• Back up functions for the following reports:

1. Other Regulatory Reports, including Regulations W, O, etc.
2. Board of Directors Reports
3. Delinquencies
4. Exceptions
5. Overdrafts
6. Other reports as required.

• Review reports to ensure accuracy and distribute to appropriate parties.
• Maintain reports and databases, extracts, tables and other sources.
• Create new reports and modify existing reports and data extracts to address organizational needs.
• Evaluate new reporting requests to determine feasibility.
• Other tasks as deemed necessary:
• Serve as back up for the Reporting Supervisor.
• Assist the Sr. Credit Administrator and Reporting Supervisor in efforts to streamline processes.
• Work on special projects.
• Provide assistance when necessary in other department tasks as needed.

Tracking

• Identify and report to immediate supervisor any current or prospective risks to earnings or capital arising from violations of, or nonconformance with, laws, rules, regulations, prescribed practices, internal policies and procedures or ethical standards.
• Ensure preventive measures are carried out to fully comply with current rules, regulations and internal policies relating to risks pertaining to BSA, USA Patriot Act, OFAC and other AML related issues
• To identify, evaluate, monitor and make any recommendation deemed necessary to their respective Risk Management Committee in order to assess, reduce, eliminate or control any current or prospective risks to earnings or capital arising from violations of, or nonconformance with, laws, rules regulations, prescribed practices, internal policies and procedures or ethical standards.

Minimum Education and/or Certifications Requirements:

Bachelor’s degree, or equivalent, in information technology, in addition to banking related courses.

Minimum Work Experience Requirements:

Three or more years’ experience working with information systems in the production of reports involving Microsoft Excel and Access, preferably in banking.

Technical and/or Other Essential Knowledge:

Knowledgeable in Fiserv AS/400, query and other reporting software. Ability to learn and absorb banking related data so that requirements can be gathered and understood quickly. Excellent communication skills, oral and written. Excellent time management and organizational skills. Ability to work in a demanding environment. Ability to rapidly identify solutions to time-sensitive issues/challenges. Ability to work within a team concept.