Job Description
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You’ll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
- Perform a thorough review and analysis of borrower’s credit, employment, income and assets as required by the particular loan program before submitting to underwriting.
- Assemble the complete loan package in proper order for underwriting.
- Verify all required documentation (pre-underwrite) in the file.
- Complete the required loan checklist.
- Verify that an application is complete and accurate; and identify any potential issues that may arise in underwriting.
- Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on those documents. Communicate directly with the Loan Originator, customer, and underwriter to obtain initial and any missing documentation required to qualify for the loan.
- Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures.
- Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information.
- Verify that vendor orders are complete, invoices received, and in the applicant’s efile.
- Manage pipeline by completing and submitting reports within allotted turn-around times.
- Assist set-up of loans.
- Document all communication related to the loan application in the conversation log.
- Train and help supervise new Loan Processors and other processing personnel.
- Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage, LLC. investors.
- High School Diploma or equivalent.
- A minimum of 5 years’ residential mortgage processing experience.
- NMLS License under the terms of the S.A.F.E. Act of 2008 (“SAFE Act”) *, a plus.
- Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents preferred.
- Excellent math and analytical skills.
- Excellent communication skills.
- Excellent prioritizations
- experience.
- Knowledge of DU, LP, Microsoft Office & Windows.
Pay Range:
- $30-33.65
- Bonus eligible
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position.