Job Description
$68,000+ (hourly with a per file basis pay structure)
Responsibilities:- Serve as the main point of contact for title companies, real estate agents, mortgage loan officer/ mortgage loan originator, borrowers, and mortgage underwriters to facilitate a timely loan closing
- Collect and verify that all loan documentation, such as title insurance, loan applications, credit reports, appraisals, and income and asset declarations are accurate and passed to underwriting promptly for loan approval
- Create and maintain the mortgage loan file, order third party documentation and reports as needed for residential home loans, and assist underwriters in clearing conditions as requested
- Confirm that all loan files, credit packages, and disclosure packages comply with company lending policies, as well as state and federal lending guidelines
- Submit loan file documentation accurately into necessary software programs
- High school diploma required; Bachelor’s degree is preferred
- Knowledge of current residential mortgage loans such as FNMA, FHA, VA, USDA, and Conventional is crucial -- Commercial loan and Refinance loan knowledge is an added asset
- 2-3 years experience with a mortgage company, mortgage banker, or mortgage lender as a mortgage Loan Processor is needed
- Working knowledge of the mortgage industry, specifically federal and state regulatory requirements are essential
- Excellent attention to detail, customer service, time management, and communication skills are needed
Family-Owned and Operated: At Summit Lending, we're more
than just a company – we're a family. As a family-owned mortgage broker, we
prioritize relationships and foster a sense of belonging among our team
members. Joining Summit Lending means becoming part of a close-knit community
where everyone is valued and supported.
Core Values: Our core values serve as the foundation of everything we do. "Experience is Everything" reflects our commitment to delivering exceptional service. "Relationships Not Transactions" emphasizes the importance of building long-lasting connections with our clients and colleagues. "Get Better Every Day" speaks to our dedication to continuous improvement. "Own The Moment" reminds us to seize opportunities and take responsibility for our actions. And finally, "It's All About People" underscores our belief in the value of every individual we encounter.