AutoNation Finance is currently seeking a Credit Processor I to join one of the best non-prime auto lenders in the industry in the market. The ideal candidate is an industry leader, seeking a positive work environment!
CIG is a 35+ year young non-prime auto finance company specializing in helping dealers and consumers to achieve the mutually desired outcome of financing the purchase of a car or truck. We specialize in the field of auto lending, developing long-term relationships with franchise and independent dealers and generating quality receivables. CIG has staff in three offices, Irvine, CA, Fort Lauderdale, FL and Irving, TX. As we grow, we are seeking motivated, hardworking, dedicated, and eager to learn individuals to join our team. If you like to work hard, have fun, and learn, then we want you to have the career you have been looking for!
Position Summary
As a Credit Processor, you will review submitted applications from new and used automotive dealers and follow up for needed information. In addition, you will confirm the accuracy of the data on the applicant’s application and uphold fair lending practices.
Job Responsibilities
- Review, analyze and underwrite complex Auto Loans within company guidelines.
- Assist with negotiation of contracts based on lending guidelines.
- Confirm the accuracy of information supplied on the application
- Follow up for needed information sometimes including a customer interview
- Build and maintain positive working relationship with peers and Sales Managers
Essential Knowledge, Skill, and Licenses
- Knowledge of Consumer Auto Finance with 1 - 2 years of underwriting experience preferred.
- Thorough knowledge of credit review process and credit scoring
- Strong analytical, organizational and time management skills
- Strong verbal and written communication skills
Physical Demands
- Continuous use of personal computer/monitor/keyboard.
- Physical Demand: None. Amt./Frequency: N/A
- On-site staff preferred.
Job Type: Full-time
Pay: $17.00 - $28.00 per hour
Expected hours: 40 per week
Benefits:
- 401(k)
- Dental insurance
- Employee discount
- Health insurance
- Paid time off
- Vision insurance
Schedule:
- 8 hour shift
- Monday to Friday
- Weekends as needed
Supplemental pay types:
- Bonus opportunities
Work Location: Hybrid remote in Irvine, CA