Credit Specialist

Job Overview

We are looking for a Credit Specialist with an eye for detail and clean work background to join New Image Auto Sales. You will be responsible for providing the necessary financial help to clients and answer their credit/loan queries. You will be receiving, reviewing, and processing credit and loan applications.

Your other responsibilities include preparing annual financial reviews, client credit proposals, and comparing credit histories. You should comply with the Federal and State Laws and Regulations while performing your day-to-day duties.

Responsibilities

• Receiving and reviewing credit applications and loan requests

• Checking the authenticity of supplementary paperwork and documentations

• Monitoring financial track record and credit history of the client

• Performing market research and financial risk assessment

• Informing clients about their application status and extended credit amount

• Negotiating repayment terms and loan interest rates with clients

• Contacting and maintaining a database of regular defaulters

• Undertaking loan approvals and credit underwriting

• Coordinating with the Sales team in developing business development plans

• Helping clients with document preparation and loan closing

• Adhering to the Federal and State laws and regulations

• Preparing annual financial reports and credit proposals

• Determining client credit histories and worthiness

• Identifying and reporting any suspicious or fraudulent activities

Job Type: Full-time

Pay: $50,000.00 - $75,000.00 per year

Benefits:

• 401(k)
• Dental insurance
• Employee discount
• Flexible schedule
• Health insurance
• Paid time off
• Vision insurance

Day range:

• Monday to Friday

Shift:

• 8 hour shift

Work Location: In person