Credit Specialist I

First Western Equipment Finance has a Full-time opening for a Credit Specialist I.

Credit Specialist I Benefits Include:

• Paid Vacation, Sick Leave and Holidays
• Health Insurance
• Dental Insurance
• Vision Insurance
• 401k with matching contributions
• Volunteer Paid Time Off
• Banking Benefits
• And more!

This position is in our Eden Prairie office. Our team enjoys proximity to walking trails, restaurants, and shopping in the Eden Prairie area.

CREDIT SPECIALIST I OVERVIEW

Responsible for supporting First Western Equipment Finance’s daily credit application flow; initiate timely credit investigation, perform credit scoring procedures and documentation, and make credit decision at an appropriate level.

• Process incoming credit applications to appropriate decision level
• Access commercial credit reports (i.e. Equifax Commercial, Equifax, and PayNet)
• Gather and document appropriate customer information
• Produce a credit score for customer’s application and make a recommendation
• Provide back up for entering applications in the Aspire system (i.e. large volume days, vacation)
• Ensure compliance with banking laws, regulations and the Bank’s policies and procedures, including Bank Secrecy Act
• Maintain continuing education related to regulatory standards

Credit Specialist I Qualifications

• Bachelor’s degree in accounting, finance or business-related field or equivalent work experience
• Minimum three years’ experience in credit investigation and processing
• Knowledge of lending and fair credit trade practices

Credit Specialist I Skills/Abilities

• Integrity
• Excellent verbal and written skills based in sound judgement
• Organizational skills
• Work in a time sensitive environment
• Professionally communicate with management, staff and public
• Use of computer and software to enhance position
• Ability to negotiate to a beneficial result
• Handle confidential information with discretion

First Western Bank & Trust is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sexual orientation, gender identity, national origin, age, disability, genetic information, marital status, or veteran status.