Credit Policy Risk Analytics Business Lead

At Freddie Mac, you will do important work to build a better housing finance system and you'll be part of a team helping to make homeownership and rental housing more accessible and affordable across the nation.
Position Overview:
Are you a credit risk professional with knowledge of the mortgage industry and conventional mortgage credit policies? Do you want to make an impact in the U.S. housing industry at a mission-oriented institution and leader in the housing finance market? This position can be based in McLean, VA or Plano, TX. Apply now and learn why there's #MoreAtFreddieMac!
Our Impact:
Single Family's Credit Risk Policy team manages Freddie Mac's credit policies and develops risk management offerings by collaborating with industry leaders. We collaborate across the Freddie Mac enterprise in support of our mission which serves Americas homebuyers, homeowners, and renters by equitably providing liquidity, stability, and affordability to the housing market.
Your Impact:

• Leading research and development of multiple complex credit policies pertaining to mortgage loan underwriting and origination.
• Working independently and adhering to the policy development governance process and procedures
• Advising leadership on Credit Policy areas of opportunities, credit risk exposure, and emerging risks
• Collaborating effectively across the Mortgage Credit Risk Management Team, as well as with internal business partners and external customers, including regulators, to ensure that input from their respective area is considered and evaluated when developing credit policies
• Developing domain expertise in credit policies that are complicated and signifying a higher credit risk
• Presenting and articulating policy changes effectively at various internal and external forums

Qualifications:

• Bachelor's Degree or equivalent experience and 8+ years of related professional experience in managing credit risk
• Thorough knowledge with Freddie Mac Selling Guide and underwriting requirements
• Analytical, problem-solving and negotiation skills, with the ability to articulate position on credit risk
• Critical thinking skills with proven ability to work independently on high visibility projects
• Proficiency with the Microsoft Office Suite
• Knowledge of Salesforce is a plus!

Keys to Success in this Role:

• Ability to multi-task and prioritize with attention to detail
• Team oriented
• Effective communication skills, including comfort interacting with management and external partners as a representative of Freddie Mac
• Remain current on policies and regulations that may affect the industry and be comfortable with transition and change

Current Freddie Mac employees please apply through the internal career site.
Today, Freddie Mac makes home possible for one in four home borrowers and is one of the largest sources of financing for multifamily housing. Join our smart, creative and dedicated team and you'll do important work for the housing finance system and make a difference in the lives of others.
We are an equal opportunity employer and value diversity and inclusion at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, disability status or any other characteristic protected by applicable law. We will ensure that individuals with differing abilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.
Notice to External Search Firms: Freddie Mac partners with BountyJobs for contingency search business through outside firms. Resumes received outside the BountyJobs system will be considered unsolicited and Freddie Mac will not be obligated to pay a placement fee. If interested in learning more, please visit www.BountyJobs.com and register with our referral code: MAC.
Time-type:Full time
FLSA Status:Exempt
Freddie Mac offers a comprehensive total rewards package to include competitive compensation and market-leading benefit programs. Information on these benefit programs is available on our Careers site.
This position has an annualized market-based salary range of $126,000 - $190,000 and is eligible to participate in the annual incentive program. The final salary offered will generally fall within this range and is dependent on various factors including but not limited to the responsibilities of the position, experience, skill set, internal pay equity and other relevant qualifications of the applicant.