Position Overview:
Commitment to Internal Control:
Essential Duties and Responsibilities:
- Review applications for accuracy.
- Underwrite transactions up to $1M and decision transactions within earned credit authority.
- Underwrite and present transactions to management that exceed credit authority by accurately determining total exposure and recommending applicants accordingly.
- Review and analyze public information such as Dun & Bradstreet reports, Paynet reports, Secretary of State corporate name verifications, Safer reports, Credit Bureau reports etc.
- Call, fax or email for credit references.
- Review existing customers for additional exposure to determine if applicant stays in flow for underwriting or needs to be reviewed by Fleet for further consideration.
- Communicate via phone, email or in person with peers and other departments in a professional manner.
- Performs other related duties as assigned by management.
KPI’s (Key Performance Indicators):
- Research industries, markets and equipment as requested.
- Communicate via phone or email Dealers, Manufacturers and Clients.
- Review and present transactions that exceed credit authority.
Responsibility and Decision-Making Authority:
- Act independently; Decision-making within Company policy.
Management/Supervisory Responsibilities:
- N/A
Qualifications:
- Ability to spread and analyze financial statements, preferred
- Proficiency with Microsoft Office Suite
- Experience with Salesforce, preferred.
Competencies:
- Communicates changes effectively.
- Responds promptly to customer needs.
- Meets challenges with resourcefulness.
Education and Experience:
Bachelor’s degree required with a major in finance preferred
Two years of related experience and / or training, or equivalent combination of education and experience
Licensing and Certification:
- N/A
Tools and Equipment Used:
- Personal computer, copier, phone, and other typical office equipment
Working Hours:
- Hours may vary and will require some evening work; frequently requires working 40-45 hours/week depending on business needs
Travel:
Occasional travel related to attendance at industry seminars
Physical Demands:
- Digital dexterity and hand/eye coordination in operation of office equipment
- Light lifting and carrying of supplies, files, etc.
- Ability to speak to and hear customers and/or other employees via phone or in person
The salary will be between $60,200 - $72,700 with an opportunity to earn (a discretionary annual bonus).
The salary range is determined and based on internal equity, market data/ranges, applicant's skills, prior relevant experience and education.
Additional benefits:
- Medical, Dental, and vision plans
- 401(k) and matching
- Paid Time Off
- Company Paid Life Insurance
- Employee Assistance Program
- Training and Development Opportunities
- Employee Discounts