Address
Form of workJob Title:
2024 Commercial Banking Development Program-Credit Analyst- Chandler AZ- C&I
Location:
CityScape
What you'll do:
Launch your career with Western Alliance Bank as a participant in our Commercial Banking Development Program. Explore what it's like working as part of an entrepreneurial culture at one of the country's top-performing banking companies.
In the program, you will gain real-life experience as a Credit Analyst working alongside a team of experts in one of our business lines. Learn specialized skills and gain access to a variety of industries served by Western Alliance, including Digital Assets, Entertainment, Healthcare, Hotels & Resorts, Life Sciences, Manufacturing, Real Estate, Technology, Venture Capital, and Private Equity
An 18-month development program where you'll solve problems, be creative and make an impact. With access to resources necessary to become a successful business professional, you'll develop leadership capabilities working alongside a diverse group from universities across the country.
Throughout the program, you will participate in progressive assignments, mentor with experienced professionals, job shadow and attend formal leadership development workshops designed to set you up for professional success. Most importantly, you'll gain real-life experience and explore what it's like to work as part of an organization that exemplifies people, performance, and possibilities with the opportunity to demonstrate a commitment to our values of integrity, creativity, teamwork, passion, and excellence.
WHEN:
Start date is dependent on graduation date for our January and July Cohorts
Note: On-going employment after graduation from this program
The Arizona Metro C&I team is focused on bringing on and retaining small and mid-sized companies to bank with Western Alliance Bank, providing them with the capital (loans) they need to operate and grow their businesses and helping them with their Cash Management needs. Our team is tasked with identifying and evaluating new opportunities within our footprint (although we work primarily with AZ based companies) and working with businesses to understanding their financing needs (real estate, equipment, working capital) so we can properly structure credit facilities to meet those objectives. We use a lot of different product types to achieve this, including construction loans, term real estate loans, equipment loans/leases/lines, monitored lines of credit, non-monitored lines of credit, SBA 7a and SBA 504 financing, to name a few. Our team is setup with approximately half of our group on the "sales side" consisting of Relationship Managers who are frequently out networking to bring in new opportunities, with the other half on the "credit side" consisting of Portfolio Managers which help structure the loans and continuously monitor them to ensure compliance with loan covenants and terms. We also work with our clients to bring in their deposit accounts and support their treasury management needs, in order to help them deposit funds, move money safe and efficiently internally between their own accounts as well as to collect funds from their clients and send out payments to vendors and employees.
The credit analysts will help support both the Relationship Managers and Portfolio Managers in evaluating company performance to ensure new loans fit within our lending policy, and identifying any negative trends that may arise from existing borrowers which may warrant increased monitoring. They will also support Relationship Manager's sales efforts though market research and identifying opportunities to advise on cash management including products such as positive pay, ACH debit filter, corporate cards, remote deposit capture, lockbox, wire access, insured deposit solutions and general account setup.
What we are looking for:
Graduating students who are not only top performers, but who also have leadership experience, an entrepreneurial mindset and are passionate problem solvers. You may be a fit for this program if you meet certain eligibility requirements, including:
Benefits you'll love:
We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!
About the company:
Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. AmeriHome Mortgage is a Western Alliance Bank company.
Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
© Western Alliance Bancorporation
2024 Commercial Banking Development Program-Credit Analyst- Chandler AZ- C&I
Location:
CityScape
What you'll do:
Launch your career with Western Alliance Bank as a participant in our Commercial Banking Development Program. Explore what it's like working as part of an entrepreneurial culture at one of the country's top-performing banking companies.
In the program, you will gain real-life experience as a Credit Analyst working alongside a team of experts in one of our business lines. Learn specialized skills and gain access to a variety of industries served by Western Alliance, including Digital Assets, Entertainment, Healthcare, Hotels & Resorts, Life Sciences, Manufacturing, Real Estate, Technology, Venture Capital, and Private Equity
An 18-month development program where you'll solve problems, be creative and make an impact. With access to resources necessary to become a successful business professional, you'll develop leadership capabilities working alongside a diverse group from universities across the country.
Throughout the program, you will participate in progressive assignments, mentor with experienced professionals, job shadow and attend formal leadership development workshops designed to set you up for professional success. Most importantly, you'll gain real-life experience and explore what it's like to work as part of an organization that exemplifies people, performance, and possibilities with the opportunity to demonstrate a commitment to our values of integrity, creativity, teamwork, passion, and excellence.
WHEN:
Start date is dependent on graduation date for our January and July Cohorts
Note: On-going employment after graduation from this program
The Arizona Metro C&I team is focused on bringing on and retaining small and mid-sized companies to bank with Western Alliance Bank, providing them with the capital (loans) they need to operate and grow their businesses and helping them with their Cash Management needs. Our team is tasked with identifying and evaluating new opportunities within our footprint (although we work primarily with AZ based companies) and working with businesses to understanding their financing needs (real estate, equipment, working capital) so we can properly structure credit facilities to meet those objectives. We use a lot of different product types to achieve this, including construction loans, term real estate loans, equipment loans/leases/lines, monitored lines of credit, non-monitored lines of credit, SBA 7a and SBA 504 financing, to name a few. Our team is setup with approximately half of our group on the "sales side" consisting of Relationship Managers who are frequently out networking to bring in new opportunities, with the other half on the "credit side" consisting of Portfolio Managers which help structure the loans and continuously monitor them to ensure compliance with loan covenants and terms. We also work with our clients to bring in their deposit accounts and support their treasury management needs, in order to help them deposit funds, move money safe and efficiently internally between their own accounts as well as to collect funds from their clients and send out payments to vendors and employees.
The credit analysts will help support both the Relationship Managers and Portfolio Managers in evaluating company performance to ensure new loans fit within our lending policy, and identifying any negative trends that may arise from existing borrowers which may warrant increased monitoring. They will also support Relationship Manager's sales efforts though market research and identifying opportunities to advise on cash management including products such as positive pay, ACH debit filter, corporate cards, remote deposit capture, lockbox, wire access, insured deposit solutions and general account setup.
What we are looking for:
Graduating students who are not only top performers, but who also have leadership experience, an entrepreneurial mindset and are passionate problem solvers. You may be a fit for this program if you meet certain eligibility requirements, including:
- College Degree from a 4-year College or University or equivalent
- Completion of an Accounting course
- A GPA of 3.0 or higher is required.
- Strong analytical, conceptual, communication, leadership, and organizational skills
- Ability to self-motivate and work productively without supervision.
- An interest in working in the Commercial Business Banking industry.
Benefits you'll love:
We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!
About the company:
Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. AmeriHome Mortgage is a Western Alliance Bank company.
Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
© Western Alliance Bancorporation
