Address
Form of workSee yourself at Radian? We see you here too.
At Radian, we see you. For the person you are and the potential you hold. That's why we've embraced a new way of working that lets our people across the country be themselves, be their best and be their boldest. Because when each of us is truly seen, each of us gives our best - and at Radian, we'll give you our best right back.
Studies have shown that job seekers may hesitate to apply for jobs unless they meet every single qualification listed. We strive to see the potential in each applicant, so if you're excited about this role but your experience or education level doesn't align perfectly with every qualification in the job description, we encourage you to apply anyway. You may be just the right candidate for this or other roles.
See Yourself as a VP Product Development & Management
The VP Product Development & Management is responsible for Radian Mortgage Capital's (RMC) loan product lifecycle from concept to launch to ongoing enhancement. The incumbent will partner with cross functional business leaders to continuously evaluate both new product opportunities and existing products and identify solutions that drive RMC's growth, profitability, and risk mitigation goals.
PRIMARY DUTIES AND RESPONSIBILITIES
QUALIFICATIONS
Basic Education and Prior Work-Related Experience:
Degree Requirement: Bachelor's degree or equivalent experience
Work Experience: 10 years of prior work related experience
Additional Qualifications
Preferred Education Level: Bachelor's Degree
Preferred Years of Prior Work-Related Experience: 15 years
Other Qualifications, including any special skills, capabilities, and competencies:
See Your Location
Radian is committed to a flexible work environment for many of our roles. This is a *Work From Anywhere* role meaning you have the flexibility to work from home (or another designated workspace that fits your needs).
This role provides additional flexibility should you want to work on-site at a Radian office. Explore our office locations here and let your Talent Acquisition Partner know you would be interested in working on-site.
*Work From Anywhere is subject to Radian's Alternative Work Policy and business needs.
See Why You Should Work With Us
#LI-NA1
The application period for the job is estimated to be 20 days from the job posting date. However, this timeline may be shortened or extended depending on business needs and the availability of qualified candidates.
See More About Radian
Radian is a fintech servicing the mortgage and real estate services industry. As a team, we pride ourselves on seeing the potential of every person, every idea and every day.
Seeing each other at Radian goes far beyond our open, flexible culture. It means seeing our people's potential - and creating inspiring career paths that help them get there. Or seeing new pathways and innovating for the future of our industry. It means seeing each other for all that we are. And it means seeing our purpose as one that extends beyond the bottom line - having an impact on communities across the country to help more people achieve the American Dream of homeownership.
We hope you'll see yourself at Radian. See more about us at Radian.com.
Defining Roles for Radian's Future
Understanding the qualities and characteristics that define a Leader and an Employee is important to building our future-fit workforce. Radian's future is only as bright as its people. For that reason, our People Plan includes profiles to support the qualities and characteristics that each Leader as well as each Employee should embody upon hire or via development.
EEO Statement
Radian complies with all applicable federal, state, and local laws prohibiting discrimination in employment. All qualified applicants will receive consideration for employment without regard to gender, age, race, color, religious creed, marital status, gender identity, sexual orientation, national origin, ethnicity, ancestry, citizenship, genetic information, disability, protected veteran status or any other characteristic protected by applicable federal, state, or local law.
Equal Opportunity Employer Details
To learn more about Radian's Code of Conduct and Ethics and workplace conduct, please click [here]. Radian participates in E-Verify [Link] (en español [Link]). Learn more about your rights under immigration laws [Link] (en español [Link]). View the "EEO is the Law" poster [Link]. View the "EEO is the Law" Supplement [Link]. View Pay Transparency Nondiscrimination Provision [Link].
Accommodation
Whether you require an accommodation for the job application or interview process, Radian is dedicated to a barrier-free employment process and encourages a diverse workforce. If you have questions about the accommodation process, please e-mail careers@radian.com.
At Radian, we see you. For the person you are and the potential you hold. That's why we've embraced a new way of working that lets our people across the country be themselves, be their best and be their boldest. Because when each of us is truly seen, each of us gives our best - and at Radian, we'll give you our best right back.
Studies have shown that job seekers may hesitate to apply for jobs unless they meet every single qualification listed. We strive to see the potential in each applicant, so if you're excited about this role but your experience or education level doesn't align perfectly with every qualification in the job description, we encourage you to apply anyway. You may be just the right candidate for this or other roles.
See Yourself as a VP Product Development & Management
The VP Product Development & Management is responsible for Radian Mortgage Capital's (RMC) loan product lifecycle from concept to launch to ongoing enhancement. The incumbent will partner with cross functional business leaders to continuously evaluate both new product opportunities and existing products and identify solutions that drive RMC's growth, profitability, and risk mitigation goals.
PRIMARY DUTIES AND RESPONSIBILITIES
- Maintain and update RMC loan program/underwriting guides to support business growth and competitiveness within credit risk, financing, and liquidity requirements. Monitor GSE and competitor guideline changes and regulatory changes, obtain customer and Sales product feedback, and update RMC guides as appropriate.
- Analyze new and existing investor program/underwriting guidelines and outline alignment with RMC programs. Support Secondary in determining best execution alternatives based on investor credit eligibility.
- Analyze Seller/Client non-agency program/underwriting guidelines for suitability within RMC's credit box and establish overlays as needed.
- Manage new product research and development. Collaborate with cross functional teams to prepare comprehensive new product proposals including proforma volume and P&L and assessments of competition, buy and sell pricing, sales strategy, credit risk, financing, liquidity, distribution options, process/technology impact, etc.
- Manage implementation of new and updated products/programs including process and technology changes, guideline development, warehouse financing implications, client communications, sales support, etc. Collaborate with stakeholders, including Secondary, Operations, Technology, Risk, Compliance, and Sales, to ensure seamless execution. Provide updates on progress and issues to stakeholders.
- Perform other duties as assigned or apparent.
QUALIFICATIONS
Basic Education and Prior Work-Related Experience:
Degree Requirement: Bachelor's degree or equivalent experience
Work Experience: 10 years of prior work related experience
Additional Qualifications
- Minimum of 10 years in mortgage banking, with at least 5 years in mortgage loan Product Development roles.
- Minimum 3 years underwriting experience, or equivalent obtained through other roles, with deep understanding of Agency and non-agency mortgage product underwriting guidelines.
- End to end knowledge of mortgage banking from origination through secondary marketing with strong knowledge of the mortgage conduit/aggregator/correspondent business
- Excellent project management skills
- Proven track record of delivering successful Product Development initiatives that drive revenue growth
- Proficient at analyzing data to drive decision making and in developing proforma product volume/profitability projections.
- Excellent communication and interpersonal skills with the ability to build strong relationships with key stakeholders
- Strong leadership and team management skills, with the ability to influence and collaborate across all levels of an organization
Preferred Education Level: Bachelor's Degree
Preferred Years of Prior Work-Related Experience: 15 years
Other Qualifications, including any special skills, capabilities, and competencies:
- Exceptional analytical, problem-solving, and decision-making ability
- Excellent written and verbal communication skills
See Your Location
Radian is committed to a flexible work environment for many of our roles. This is a *Work From Anywhere* role meaning you have the flexibility to work from home (or another designated workspace that fits your needs).
This role provides additional flexibility should you want to work on-site at a Radian office. Explore our office locations here and let your Talent Acquisition Partner know you would be interested in working on-site.
*Work From Anywhere is subject to Radian's Alternative Work Policy and business needs.
See Why You Should Work With Us
- Competitive Compensation: anticipated base salary from $132,054 to $216,940 based on skills and experience. This position is eligible to participate in an annual incentive program and a long-term incentive program.
- Rest and Relaxation. This role is eligible for 30 days of paid time off annually, which is prorated in the year of hire based on hire date. In addition, based on your hire date, you will be eligible for 9 paid holidays + 2 floating holiday in support of our DEI culture. Parental leave is also offered as an opportunity for all new parents to embrace this exciting change in their lives.
- Our Company Makes an Impact. We've been recognized by multiple organizations like Bloomberg's Gender-Equality Index, HousingWire's Tech 100, and The Forum of Executive Women's Champion of Board Diversity. Radian has also pledged to PwC's CEO Action for Diversity & Inclusion commitment.
- Comprehensive Health Benefits. Multiplemedical plan choices, including HSA and FSA options, dental, vision, and basic life insurance.
- Prepare for your Future. 401(k) with a top of market company match (did we mention the company match is immediately vested?!) and an opportunity to participate in Radian's Employee Stock Purchase Plan (ESPP).
- Homebuyer Perks. Our Homebuyer Perks program helps employees navigate the home searching, buying, selling, and refinancing processes and provides valuable financial benefits to encourage, enable, and support home ownership.
- Additional Benefits. To learn more about our benefits offerings, visit our Benefits Page.
#LI-NA1
The application period for the job is estimated to be 20 days from the job posting date. However, this timeline may be shortened or extended depending on business needs and the availability of qualified candidates.
See More About Radian
Radian is a fintech servicing the mortgage and real estate services industry. As a team, we pride ourselves on seeing the potential of every person, every idea and every day.
Seeing each other at Radian goes far beyond our open, flexible culture. It means seeing our people's potential - and creating inspiring career paths that help them get there. Or seeing new pathways and innovating for the future of our industry. It means seeing each other for all that we are. And it means seeing our purpose as one that extends beyond the bottom line - having an impact on communities across the country to help more people achieve the American Dream of homeownership.
We hope you'll see yourself at Radian. See more about us at Radian.com.
Defining Roles for Radian's Future
Understanding the qualities and characteristics that define a Leader and an Employee is important to building our future-fit workforce. Radian's future is only as bright as its people. For that reason, our People Plan includes profiles to support the qualities and characteristics that each Leader as well as each Employee should embody upon hire or via development.
EEO Statement
Radian complies with all applicable federal, state, and local laws prohibiting discrimination in employment. All qualified applicants will receive consideration for employment without regard to gender, age, race, color, religious creed, marital status, gender identity, sexual orientation, national origin, ethnicity, ancestry, citizenship, genetic information, disability, protected veteran status or any other characteristic protected by applicable federal, state, or local law.
Equal Opportunity Employer Details
To learn more about Radian's Code of Conduct and Ethics and workplace conduct, please click [here]. Radian participates in E-Verify [Link] (en español [Link]). Learn more about your rights under immigration laws [Link] (en español [Link]). View the "EEO is the Law" poster [Link]. View the "EEO is the Law" Supplement [Link]. View Pay Transparency Nondiscrimination Provision [Link].
Accommodation
Whether you require an accommodation for the job application or interview process, Radian is dedicated to a barrier-free employment process and encourages a diverse workforce. If you have questions about the accommodation process, please e-mail careers@radian.com.
