Senior Staff Accountant

As part of our continued growth, we have an immediate need for a Senior Staff Accountant to join our team.

Ironhorse Funding is a leading provider of innovative, technology-driven, full spectrum finance solutions to consumers and dealers in the motorcycle, powersports, RV, and marine markets. We provide customers across the entire credit spectrum access to financing and refinancing programs with competitive rates and flexible terms through our direct-to-consumer and dealer programs. We want every customer to have access to financing for their dream ride.

********This position is on-site in Beverly, MA. You will be eligible for an excellent benefits package starting with 20 days PTO and competitive health and dental.

Essential Functions and Responsibilities

• Ownership of RHC (holding company, IHF and IHF Trust), CLM (operating company and Trust) or ORF financial statements
• Daily or weekly (as necessary and appropriate) reconciliation and posting of customer payments to the General Ledger (Undeposited Cash)
• Monthly closing and financial statement preparation for selected IHF entities, per the above
• In conjunction with the monthly closing:
  • Reconcile all cash accounts
  • Review and post activity associated with bi-weekly payroll transactions
  • Prepare monthly roll forward for all Balance Sheet accounts, including Loss Reserve
  • Prepare and document all month-end closing and adjusting journal entries
  • Post all workpapers, invoices and other documentation to the General Ledger
  • Post all loan sale transactions
  • Maintain integrity and organization of the General Ledger
  • Prepare consolidating and consolidated financial statements, as appropriate
  • Address legacy issues required to ensure continued conformity with GAAP
  • Present, explain and defend monthly financial statements to Assistant Controller(s) and CFO
  • Interact with client (i.e., Open Road Finance Corporation) as appropriate
• In conjunction with bank and regulatory reporting:
  • Prepare and update monthly workbook required by lender
  • Review covenant compliance and borrowing base certificate with Assistant Controller(s) and proactively identify any issues and concerns
  • Address questions and issues from lender
• In conjunction with the annual financial statement audit:
  • Prepares schedules and workpapers required by auditors and address questions and inquiries related to accounting activity and accounting processes, procedures and internal controls
• Prepare an explain analyses to identify and validate revenue and expense trends
  • Prepare data visualization to illustrate revenue and expense trends
• Support the annual budgeting process
• Collaborate with Assistant Controller(s) Director of Financial Planning and Analysis to align General Ledger to internal reporting requirements
  • Prepare, present, and explain monthly financial statements for internal verticals down to contribution margin
• Document Accounting processes and procedures germane to financial statements
• Identify opportunities to enhance automation and efficiency of financial statement preparation and to enhance internal controls and the internal control environment associated with Accounting and financial reporting

Essential Competencies

• Solid technical knowledge and conceptual understanding of Generally Accepted Accounting Principles and their application, especially as such knowledge and understanding relates to Accounting issues and reporting requirements of a financial services business and the sale and transfer of financial assets
• Substantial experience with monthly closing and financial statement preparation, account reconciliations, general ledger structure, and reporting capabilities
• Deep understanding of internal controls and their application
• Deep understanding of Accounting policies and procedures and their preparation and application
• Ability to present and explain the financial statements and identify potential financial reporting issues
• Experience with auditing and preparation for financial statement audits
• Ability to work cross functionally and to understand the actual and potential impact of business issues on the financial statements
• Commitment to continuing career development and professional education

Preferred Education and Experience

• Degree in Accounting
• Strong conceptual knowledge and understanding of financial statements, financial statement preparation and management of the General Ledger
• 4 - 5 years of experience in Public Accounting or Industry
• Previous experience in as a senior Staff Accounting or comparable leadership role
• Ability and confidence to work independently