Address
Form of work
Responsibilities:
• Participate and complete training as directed by manager/supervisor
• Assist with originating and evaluating mortgage loans according to company guidelines and standards.
• At the direction of the senior Loan Officer, meet with mortgage loan borrowers on the phone and in person, advising and guiding them throughout the entire loan process.
• Assist in reviewing and calculating income on wage-earning and self-employed borrowers.
• Assist with the review and recalculation of assets per documentation.
• Assist borrowers with mortgage technology systems, e-signing and uploading of documents.
• Prepare and organize loan origination documents, and validate required borrower information.
• Pull credit reports and run loans through the automated underwriting system.
• Order third-party services, and submit files to processing.
• Research investor/agency guidelines via AllRegs, ensure loans meet requirements and assist Loan Officers with structuring loans and selecting qualifying investors.
• Generate initial loan disclosures and send to borrowers for execution.
• Submit and monitor the status of applications.
• Maintain good relationships with clients by keeping them informed.
• Interact with real estate agents, appraisers and sales agents as needed.
• At the direction of the senior Loan Officer, coordinate, communicate and guide all borrowers, real estate agents and attorneys through the loan process and loan statuses.
• At the direction of the senior Loan Officer, contact borrowers to collect additional supporting documentation.
• Assist with the review and approval of initial closing disclosures, and assist in scheduling closings.
Required Qualifications:
• Active mortgage loan origination license
• Some experience in mortgage banking
• Excellent interpersonal, communication, presentation and sales skills
• Compliance with financial and lending practices
• Strong verbal skills
• Professional and outstanding attitude
• Microsoft Office skills (Word, Excel, PowerPoint, etc.)
• Sales aptitude with a focus on customer service
Preferred Qualifications:
• Experience with Encompass LOS
• Experience with AllRegs
• Experience with Total Expert or other CRMs
• Experience in a multi-lender environment
