Credit Analyst - To 70K - Tulsa, Ok - Job # 2938

Our bank client is seeking to fill a Credit Analyst role in the Tulsa, OK area. The position is responsible for analyzing all data and providing accurate information and sound judgment regarding the borrower’s total relationship.

The opportunity has a generous salary of up to $70K and a benefits package. (This is not a remote position).

Credit Analyst responsibilities include:

• Providing for the accurate spreading of business and individual financial statements
• Analyzing account receivables, inventory, and accounts payable for verification of the availability of funds for borrowing base clients.
• Preparing formal loan proposals, risk rating matrices, and loan pricing worksheets that summarize the total relationship and a complete financial overview to include ratio and trend analysis.
• Preparing detailed credit memorandums analyzing all credit parameters used in the loan approval process.
• Providing projection modeling, loan covenant compliance, profitability analysis, and risk rating analysis for current and prospective clients.
• Recognizing and notifying the Commercial Relationship Manager when there are loan policy exceptions, loan covenant violations, and a lack of required financial information.
• Preparing risk rating matrix and loan pricing worksheet.
• Streamlining and enhancing the communication of new business requests to the Chief Credit Officer.
• Assisting in the preparation of industry analysis.
• Providing technical and operational support to Loan Officers.
• Handling special projects and providing customer service support to internal clients such as Commercial Relationship Managers.

Requirements

You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.

You also bring the following skills and experience:

• Bachelor’s degree required, preferably in Finance, Accounting, or Economics
• One or more years of experience as a Credit Analyst or equivalent.
• Advanced knowledge of financial statement analysis including ratio and trend analysis and forecasting/projections.
• Excellent interpersonal and communication skills, both written and oral.
• Excellent critical thinking and analytical skills.
• Must have advanced computer skills, particularly in the use of Word, Excel [spreadsheets], and Office Suite products.

Benefits

The opportunity has a generous salary of up to $70K and a benefits package. (This is not a remote position).