Consumer Real Estate Loan Doc Specialist

Job Title: Consumer Real Estate Doc Specialist                Department: Loan Center
Job Summary:

Assists Consumer Mortgage Lenders with legal and regulatory and loan policy requirements needed in the processing and closing of CONSUMER REAL ESTATE secured loans.

Duties/Responsibilities:

• Responsible for making sure loans meet all regulatory and loan policy requirements.
• Responsible for reviewing worksheets for new loans and modifications to determine documents needed for completion.
• Prepares LOAN DOCuments according to the offer/loan committee specifications, while also meeting compliance standards.
• Process consumer loans, as needed, to comply with regulatory requirements & loan policy.
• Verifies underwriting analysis completed by the officer.
• Orders flood statements, title work, and appraisal requests on RE loans.
• Responsible for monitoring loan process - coordinates and assists with loan officer/closers in obtaining required title work and clearing up any title issues, while also doing other loan closing preparations.
• Responsible for booking loans to the core system, initial set up on collateral tracking, and transfers out of in-process accounts, once loan has been closed.
• Responsible for working the Exception Report on a weekly basis - following up on any unresolved issues with loans, such as lien and mortgage filings, releases, final title work, etc.
• Reviews for accuracy and uploaded documentation, once booked on the core.
• Currently, not responsible for any customer contact.
• Attends the training sessions for continued education on lending functions, regulatory and loan policy changes.

Required Skills/Abilities:

• Must be able to multi-task while having excellent time management and communication skills.
• Must be detailed oriented.

Education and Experience:

• Minimum of 1-2 years of banking experience.
• Experience with Encompass is preferred, but not required.