Aml Compliance Analyst

Greenlight is the leading family fintech company on a mission to help parents raise financially smart kids. We proudly serve more than 6 million parents and kids with our award-winning banking app for families. With Greenlight, parents can automate allowance, manage chores, set flexible spend controls, and invest for their family's future. Kids and teens learn to earn, save, spend wisely, and invest. 

At Greenlight, we believe every child should have the opportunity to become financially healthy and happy. It's no small task, and that's why we leap out of bed every morning to come to work. Because creating a better, brighter future for the next generation depends on it.

We are looking for a detail-oriented, curious, and strategic AML Compliance Analyst to join our compliance team at Greenlight. This person will play a key role in oversight and execution of all daily reviews related to KYC/CIP and ensure adherence to all regulatory requirements applicable, inclusive of BSA, OFAC, USA Patriot Act, and payments and consumer compliance. This role will also support compliance management in reviewing new products and services to ensure they are compliant with UDAAP and other consumer protection regulations.

This position will report directly to Greenlight's BSA/AML Compliance Manager.

Your day-to-day:

• Responsible for investigating and clearing OFAC, PEP, and Adverse Media alerts in addition to daily transaction monitoring and drafting Unusual Activity Reports (UARs) to sponsor bank(s) when needed.
• Actively participate and engage in all areas of Compliance which includes, but is not limited to Greenlight Investment Advisor (GIA) projects, regulatory compliance matters, marketing and product compliance. 
• Provide support for Know Your Customer (KYC) reviews with accuracy, urgency, and with minimal supervision.
• Help develop change management controls for Greenlight's AML software.
• Review and respond to subpoenas, complaints, audits, and law enforcement requests as directed.
• Draft and assist in the implementation of procedures, guidelines, risk assessments, and training programs as needed.
• Participate in various cross-functional process improvement initiatives from a compliance perspective.
• Independently establish and maintain cohesiveness across all key areas while fostering a culture of compliance.
• Participate in the creation and execution of internal audits.

What you'll bring to the team:

• The position will be fast-paced with no day being the same as the one before, so we are looking for a fun, energetic individual who is passionate about financial crimes and compliance in addition to the following:
• 4-5 years of relevant compliance experience at a Bank or FinTech company with a direct focus on BSA/AML compliance;
• Exceptional written and interpersonal communication skills with a proficiency in Google and Microsoft Office applications;
• In-depth knowledge in sanctions and BSA/AML regulations, risks and typologies;
• Experience in compliance software providers (i.e. Abrigo, LexisNexis, IDology, ComplyAdvantage, Verafin, etc.);
• Experience in identifying and reporting unusual transaction activity using a combination of spreadsheets and software solutions;
• Experienced in researching and fulfilling audits, subpoenas, law enforcement requests, and complaints;
• General familiarity with ACH (Nacha) and Card Network (MC) processing rules and various regulations including but not limited to UDAAP, Reg GG, Reg E.
• Comfortable taking direction and quickly adapting to change in a fast-paced and critical environment;
• Ability to investigate sensitive matters independently, upholding professionalism and strict confidentiality at all times;
• Proven analytical and problem solving skills, understanding the need to thoroughly review all matters and consider all downstream impacts prior to recommending change


Not sure this one's for you? Don't count yourself out. Show us what you've got and we'll reach out if there's a great fit.

Work perks at Greenlight:

• Medical, dental, vision, and HSA match 
• Paid life insurance, AD&D, and disability benefits 
• Traditional 401k with company match and Roth IRA
• Unlimited PTO 
• Paid company holidays and pop-up bonus holidays 
• Wellness & professional development stipends
• Mental health resources  
• 1:1 financial planners
• Fertility healthcare
• 100% paid parental and caregiving leave, plus cleaning service and meals during your leave
• Flexible WFH, both remote and in-office opportunities
• Fully stocked kitchen, catered lunches, and occasional in-office happy hours
• Employee resource groups

It takes a special team to aim for a never-been-done-before mission like ours. We're looking for people who love working together because they know it makes us stronger, people who look to others and ask, "How can I help?" and then "How can we make this even better?" If you're ready to roll up your sleeves and help parents raise a financially smart generation, apply to join our team.

Greenlight is an equal opportunity employer and will not discriminate against any employee or applicant based on age, race, color, national origin, gender, gender identity or expression, sexual orientation, religion, physical or mental disability, medical condition (including pregnancy, childbirth, or a medical condition related to pregnancy or childbirth), genetic information, marital status, veteran status, or any other characteristic protected by federal, state or local law.