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Form of workThis Lending Compliance sub-division works to ensure compliance with the Bank’s credit policies, underwriting guidelines, and applicable federal laws and regulations which guide the Bank’s lending operations to allow successful continuance of the bank’s growth and innovation in a highly regulated environment. Consistent with its expertise, the Lending Quality Control (LQC) division is a small group of experienced underwriting/compliance staff that produces focused reports to the Lending Compliance Division and the applicable Business Units regarding the results of their review activity.
- Oversight of scheduled loan level documentation reviews, regulatory change management communication, and transactional testing on all lending products through focused and random sample basis
- Assess the appropriateness of the existing review scope and develop new or enhance approach to increase effectiveness of the CMS Program & Regulatory Change Management Program
- Participate and support in business unit touchpoint meetings communicate results and any required action steps
- Identify automation initiatives through data driven compliance monitoring to streamline processes, includes model validation, reporting and working with data analytics to identify business requirements and develop alerts
- Review effectiveness of existing alerts and ensure timely completion
- Participate in task force for the purposes of developing marketing campaigns, disclosures, new products, and customer facing or escalated regulatory questions
- Address regulatory concerns as applicable and identify solutions - Provide response and/or guidance to the Business Units, vendors, etc.
- Develop and/or own Management Directives and Policies for submission to Management/Board Committees
- Serve as Compliance Coordinator providing guidance aligned with Policy requirements
- Present & participate in Compliance Management Committee. Support OCC examinations as needed
- Bachelor's degree
- 3+ years in banking/mortgage banking/audit/regulatory compliance
- Experience at loan level documentation review and transaction analysis
- Compensation for this position includes a Semi-Annual Bonus Plan
- 3 weeks’ Vacation, Sick leave, and Holidays (about 11 a year); Medical, Dental, Vision, Life insurance and more
- HSA or FSA account and other voluntary benefits
- 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
- Employee Mortgage Loan Program and free access to Self-Directed Trading
Born digital, Axos Bank has reinvented the banking model and grown to over $18.7 billion in assets since our founding in 2000. With a broad and ever-growing range of financial products, Axos Bank is rated among the top 5 digital banks in the country! Axos Financial is our holding company and publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).
We bring together human insight and digital expertise to anticipate the needs of our customers. Our team members are innovative, technologically sophisticated, and motivated to achieve.
Learn more about working here!
Pre-Employment Drug Test:
All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.
Equal Employment Opportunity:
Axos Bank is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state and local laws.
Job Functions and Work Environment:
While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.
The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.
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