Sr. Data Scientist

Meet Achieve
Achieve is a leading digital personal finance company. We help everyday people move from struggling to thriving by providing innovative, personalized financial solutions. By leveraging proprietary data and analytics, our solutions are tailored for each step of our member's financial journey to include personal loans, home equity loans, debt consolidation, financial tools and education. Every day, we get to help our members move their finances forward with care, compassion, and an empathetic touch. We put people first and treat them like humans, not account numbers.
Attention Agencies & Search Firms: We do not accept unsolicited candidate resumes or profiles. Please do not reach out to anyone within Achieve to market your services or candidates. All inquiries should be directed to Talent Acquisition only. We reserve the right to hire any candidates sent unsolicited and will not pay any fees without a contract signed by Achieve’s Talent Acquisition leader.

THE OPPORTUNITY:

As a Sr. Data Scientist, you’ll impact the lives of everyday people and help them move from surviving to thriving with digital personal finance solutions. Behind our forward-thinking technology is a group of curious, innovative problem solvers creating next-level products backed by data and consumer-centric strategy. At Achieve, you’re encouraged to explore new technologies while working on exciting projects that directly impact our member’s success.

What you’ll do:

• Join the Achieve Lending Risk Modeling team to shape robust modelling solutions, bridge the communication with the business on any model related choices from data, input, variables, pricing, and seek model approvals from various risk committees by clearly presenting the model framework and underlying assumptions.
• Develop subject matter expertise of credit risk models such as Probability of Default, Prepayment, etc.
• Develop, maintain, and execute select models, quantitative methods, assumptions utilized in loss forecasting; and associated tools and reports
• Conduct forward-looking analytics, including leveraging modeling and/or statistical tools, to identify pockets of portfolio risk
• Leveraging the latest in decision-science and other data/AI tools

What you’ll bring:

• Bachelor’s degree in finance, economics, mathematics, statistics or related quantitative discipline is required; Master’s degree is preferred
• Minimum of 2 years of experience working in credit risk management in financial institutions
• Analytical skills in SQL, Tableau, MS Excel, Python or R to quickly leverage large complex data and synthetize findings
• Strong analytical, critical thinking and problem-solving skills, coupled with an ability to translate ambiguous ideas/issues into well-defined plans/solutions with a track-record for delivering results
• Initiative-taking and proactive with proven ability to work effectively under pressure to meet deadlines
• Effective communication skills, with ability to explain complex quantitative models clearly to audiences without a quantitative background

Ability to work on multiple projects and thrive in a fast-paced environment

Achieve well-being with:

• Hybrid and remote work opportunities
• 401 (k) with employer match
• Medical, dental, and vision with HSA and FSA options
• Competitive vacation and sick time off, as well as dedicated volunteer days
• Access to wellness support through Employee Assistance Program, Talkspace, and fitness discounts
• Up to $5,250 paid back to you on eligible education expenses
• Pet care discounts for your furry friends
• Financial support in times of hardship with our Achieve Care Fund
• A safe place to connect and a commitment to diversity and inclusion through our six employee resource groups

Work from home/hybrid:

We are proudly offering hybrid options in the Phoenix, AZ & San Mateo, CA metro markets. Our preference is to hire in and around these two locations.

Salary Range: $110,000 to $125,000 annually + bonus + benefits. This information represents the expected salary range for this role. Should we decide to make an offer for employment, we'll consider your location, experience, and other job-related factors.

Join Achieve, change the future.

At Achieve, we’re changing millions of lives.
From the single parent trying to catch up on bills to the entrepreneur needing a loan for the next phase of growth, you’ll get to be a part of their journey to a better financial future. We’re proud to have over 3,000 employees in mostly hybrid and 100% remote roles across the United States with hubs in Arizona, California, and Texas. We are strategically growing our teams with more remote, work-from-home opportunities every day to better serve our members. A career at Achieve is more than a job—it’s a place where you can make a true impact, have a sense of belonging, establish a fulfilling career, and put your well-being first.