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Form of workJob Description
Description
The Senior BI Analyst, Credit Risk works independently to perform research, data extraction and analysis, building data and analytical tools and providing financial modeling to support the mitigation of Credit Risk. Focus areas include: calculation of the allowance and provision for loan loss, evaluating concentration risk, the study of macroeconomic effects on Credit Risk, portfolio characteristics and migration analysis.
Here's what you can expect from the job and what you need to be successful:
Job Duties
- Lead and develop complex financial modeling, particularly predictive loss models, cash flow modeling and stress testing
- Draft and maintain documentation of procedures for developing financial models
- Assemble and develop clean datasets and new analytics that monitor Credit Risk, profitability, and associated variances from expectations
- Collaborate with Lending leaders to analyze effectiveness of underwriting criteria
- Prepare, deliver and/or present methodology and modeling results for senior leadership, committees, and other business units, effectively communicating analytical insights and logical thinking
- Aggregate data from multiple source systems to research and analyze root causes of identified risk trends
- Proactively identify gaps and make modifications to or create new scripts and analytical frameworks to meet changing needs
- Validate data and identify calculation inconsistencies for needed code corrections
- Write and execute SQL/R code proficiently to create and produce monthly and quarterly risk reports
- Maintain and oversee the operating procedures’ library and SQL/R code for developing financial models
- As a subject matter expert, guide and advise business units to review credit analytics, Credit Risk trends and impacts to profitability
- Mentor other BI Analysts on a day-to-day basis
Essential Skills
- Minimum 5 years’ experience in an analyst role, preferably in the financial services industry
- Experience applying and developing analytical methods, including data mining techniques
- Experience auditing code for bugs
- Strong analytical and problem-solving skills with attention to detail
- Demonstrated effective time management skills and the ability to work independently or in a collaborative team environment
- Excellent verbal and written communication skills; able to express ideas concisely and logically to all levels
- Demonstrated ability to establish credibility and rapport with internal and external stakeholders
- Proficiency with a data visualization/dashboarding tool (such as Tableau)
- Expert knowledge of an analytical/quantitative tool (such as Excel, SAS, Python, R)
- Advanced SQL skills and understanding of relational databases
- Strong knowledge of Microsoft Office Suite
- Minimum Education: in Finance, Statistical, Quantitative or related field, or equivalent work experience
Location: Hillsboro, OR 97124 | (HYBRID)
Target Compensation in Hillsboro, OR: $105k - $114k annually + annual bonus
Benefits options include:
- Traditional medical, dental, and vision coverage
- 401K matching up to 5% per pay period
- Accrue up to 17 days of Paid Time Off your first year of employment
- 11 paid federal holidays
- Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility for special employee pricing is subject to standard account requirements and underwriting criteria)
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First Tech is not currently offering Visa transfer/ sponsorship for this position
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