Summary:
The Business Banking Underwriter II is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy.
Duties and Responsibilities:
- Supports Business Banking production by maintaining an individual pipeline of work.
- Reviews all financial and credit application information to make sound credit decisions. Credits would typically include those with moderate complexity and customer exposure up to $2,500M.
- Utilizes single approval authority up to $2MM.
- Appropriately assess risk profile of borrower.
- Tasks as needed to support the line of business and job family
- Performs other duties as assigned.
Basic Qualifications:
- Bachelors degree
- 3+years’ experience with business or commercial underwriting in a centralized lending environment
Preferred Qualifications:
- Bachelors degree in Business related field
- Ability to underwrite credit exposures in excess of $1MM
- Proficient use of Microsoft Office and other internet resources
- Excellence in customer service, highly motivated, focused and goal oriented
- Excellent written and verbal communication skills, including grammar and demeanor
- Strong organizational skills with attention to detail, planning and follow-up
- Ability to work independently on multiple tasks without compromising quality
Additional Information:
The Business Loan Center has many types of Underwriter II's, please reference the job posting title to see what type of Underwriter position is available. See below for additional skills needed.
Additional Skills for Specialized Positions:
- SBA Underwriter II: 1 year working with SBA loans preferred
- Practice Finance Underwriter II: 1 year of Doctor/Dentist/Vet underwriting preferred
- Agriculture Underwriter II: 1 year of Agriculture underwriting required
- Investment Real Estate Underwriter II: 1 year of Investment Real Estate underwriting required
- Extended Market Underwriter II: 1 year Commercial or Middle Market experience preferred
Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)
Workplace Type:
HybridHuntington is an equal opportunity and affirmative action employer and is committed to providing equal employment opportunities for all regardless of race, color, religion, sex, national origin, age, disability, sexual orientation, veteran status, gender identity and expression, genetic information, or any other basis protected by local, state, or federal law.
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Agency Statement: Huntington does not accept solicitation from Third Party Recruiters for any position