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Form of workAbout Us:
We believe everyone should have access to a better financial future. Our team creates simple, transparent and inclusive products that build good habits and improve financial outcomes. With our easy to use, all-in-one platform, we empower our 8 million members to achieve their goals, one paycheck at a time.
Perpay is located in Center City, Philadelphia in a one of a kind, river-front office. The space inspires our talented team members to build life-changing products for our customers and have fun while doing it! We created a home away from home by designing a kitchen, living room, bar, and office space all-in-one. It sets the standard for relaxed, collaborative work that encourages our team to follow their curiosity and draw their own map to a successful career.
We are proudly backed by First Round Capital and JP Morgan. Join us as we transform the credit landscape!
How far we have come and where we are going:
About the Role:
Perpay is in search of an experienced Risk Manager to join our team and play a critical role in developing and optimizing risk management strategies. With the recent introduction of our credit card, we are seeking a seasoned professional capable of navigating the intricacies of risk management to influence decision-making at various organizational levels.
As a Risk Manager at Perpay, you will contribute significantly to understanding and mitigating risk factors associated with our expanding operations. This position offers a unique opportunity to coordinate the integration of our risk appetite framework into new and existing credit strategies. We are looking for an individual with a strong background in credit risk management and business acumen, capable of providing strategic insights to enhance our risk management practices.
Our ideal candidate possesses analytical proficiency, effective communication skills, and the ability to collaborate with diverse stakeholders. You should be able to thrive in a fast-paced, entrepreneurial environment, managing multiple projects to influence loss prevention, credit risk, and strategy development.
Our greatest strength is our people and we'd love for you to be one of them!
Responsibilities:
What You'll Bring:
Hey, we know not everybody checks all the boxes, so if you're interested, please apply because you could be just what we're looking for!
What We'll Bring:
Additional Perks:
This is not a remote opportunity; it is 100% onsite (#LI-Onsite)
Perpay is proud to be an equal opportunity employer. We value diversity in all its forms and are committed to creating an inclusive environment. We do not discriminate on the basis of race, religion, color, national origin, gender identity, sexual orientation, sex (including pregnancy), marital status, political affiliation, age, veteran status, disability status or other non-merit factor. Please contact us at careers@perpay.com to request accommodation.
We believe everyone should have access to a better financial future. Our team creates simple, transparent and inclusive products that build good habits and improve financial outcomes. With our easy to use, all-in-one platform, we empower our 8 million members to achieve their goals, one paycheck at a time.
Perpay is located in Center City, Philadelphia in a one of a kind, river-front office. The space inspires our talented team members to build life-changing products for our customers and have fun while doing it! We created a home away from home by designing a kitchen, living room, bar, and office space all-in-one. It sets the standard for relaxed, collaborative work that encourages our team to follow their curiosity and draw their own map to a successful career.
We are proudly backed by First Round Capital and JP Morgan. Join us as we transform the credit landscape!
How far we have come and where we are going:
- 2017: Launched Perpay's buy now, pay later marketplace of 1,000+ top brands
- 2020: Launched Perpay+, allowing members to build credit by shopping with an average credit score increase of 35+ points
- 2022: Building our next product, establishing Perpay as a household name for consumer finance
About the Role:
Perpay is in search of an experienced Risk Manager to join our team and play a critical role in developing and optimizing risk management strategies. With the recent introduction of our credit card, we are seeking a seasoned professional capable of navigating the intricacies of risk management to influence decision-making at various organizational levels.
As a Risk Manager at Perpay, you will contribute significantly to understanding and mitigating risk factors associated with our expanding operations. This position offers a unique opportunity to coordinate the integration of our risk appetite framework into new and existing credit strategies. We are looking for an individual with a strong background in credit risk management and business acumen, capable of providing strategic insights to enhance our risk management practices.
Our ideal candidate possesses analytical proficiency, effective communication skills, and the ability to collaborate with diverse stakeholders. You should be able to thrive in a fast-paced, entrepreneurial environment, managing multiple projects to influence loss prevention, credit risk, and strategy development.
Our greatest strength is our people and we'd love for you to be one of them!
Responsibilities:
- Utilize SQL, Excel, and other relevant tools to conduct in-depth data analysis, identify potential risks, and develop strategies for mitigation
- Collaborate with cross-functional teams to implement risk management measures tailored to our multi-product environment
- Provide strategic insights and recommendations by translating complex risk-related data into actionable insights
- Manage multiple projects and initiatives to align with the company's risk appetite
- Collaborate with cross-functional teams and diverse stakeholders, providing data-driven insights to enhance risk management processes
- Clearly communicate risk-related information using data visualization tools and reports
What You'll Bring:
- Bachelor's degree or higher in a relevant field (e.g., Business Administration, Economics, Finance, Computer Science, Statistics, Chemistry)
- 3+ years of experience in a risk management-related role
- Prior financial services experience in credit card preferred
- Strong analytical skills with the ability to conduct comprehensive risk assessments
- Excellent communication skills, both written and verbal
- Proven ability to collaborate with cross-functional teams and diverse stakeholders
- Demonstrated project management capabilities and ability to thrive in a fast-paced, entrepreneurial environment
Hey, we know not everybody checks all the boxes, so if you're interested, please apply because you could be just what we're looking for!
What We'll Bring:
- Competitive salary + company equity
- 401k with company match
- Medical / Dental / Vision insurance
- Flexible Spending Account (FSA)
- Relocation assistance
- Pre-tax commuter benefit
- Student loan repayment match
- Gym subsidy with City Fitness
- Cell phone plan
- Paid parental leave
- Unlimited PTO
Additional Perks:
- Opportunity to gain experience in:
- one of the fastest-growing financial startups in the country
- both e-commerce & fintech
- working cross functionally
This is not a remote opportunity; it is 100% onsite (#LI-Onsite)
Perpay is proud to be an equal opportunity employer. We value diversity in all its forms and are committed to creating an inclusive environment. We do not discriminate on the basis of race, religion, color, national origin, gender identity, sexual orientation, sex (including pregnancy), marital status, political affiliation, age, veteran status, disability status or other non-merit factor. Please contact us at careers@perpay.com to request accommodation.
