Address
Form of workThe Credit Services team's goal is to maximize business profitability by extending credit to worthy customers while minimizing risk and protecting the Company's receivables. The successful candidate will be working toward an accounting or finance degree and have strong aptitude for analysis, critical thinking and software applications.
General Description
Summer intern position available in Credit Risk and customer financial services. Support Credit Risk assessment, account reconciliation, and customer documentation activity, as well as other projects as assigned. Unique opportunity to gain in-depth understanding of A/R sub-ledger management and learn while contributing to the function on macro and micro levels.
Duties/Responsibilities:
Portfolio Level (macro):
Responsibilities may include but not be limited to:
- Assist with optimization of annual credit review schedule for customer base
- Assist with assessment of portfolio assignments across the credit team to achieve equitable distribution of workload
- Review periodic reports of tax documents on file, liaise with customers and tax department to ensure that sales tax exemption certificates appropriately support billing practices
- Observe preparation and presentation of quarterly bad debt reserve calculation
- Observe preparation and/or review of weekly/monthly exception reports
Customer Level (micro):
Responsibilities may include but not be limited to:
- New Accounts - support various phases of vetting new customer submissions
- Obtain credit reports, trade references, bank references
- Ensure complete set of supporting legal documents is in place
- Partner with credit analysts to participate in evaluation of materials supporting new account submission(s) in compliance with credit policy
- Existing Accounts - assist with preparation of materials for annual credit reviews
- Obtain third party credit reports
- Verify corporate standing of customer(s)
- Obtain financial statements from customers as required
- Observe/assist with spreading financial statements into financial analysis work tool
- Gather and incorporate internal performance data (volume, margin analysis, A/R aging) in credit review work tool
- Observe/assist credit analysts evaluating quantitative and qualitative aspects of credit review and recommendation
Required Qualifications
- Completion of two or more years toward a bachelor's degree in accounting, finance, or business management preferred
- Understanding of accounting, finance, and general business concepts and terminology
- Fluency in MS Office applications including Word and PowerPoint; strong knowledge of Excel (VLookups, Pivot Tables, Sumif, Sumifs, etc.) preferred
- Aptitude for learning and adapting to web portals, technology and productivity tools
- Prior SAP experience a plus
- Strong knowledge of Microsoft Excel (VLookups, Pivot Tables, Sumif, Sumif, etc.) is required as is experience working with Word, Access, PowerPoint
- Aptitude in learning and adapting to web-based portals
Company Summary
At Saint-Gobain, our employees have pride in belonging to an organization whose culture is made up of these core values: Trust, Empowerment, & Collaboration. Our company encourages diversity and inclusion in all its forms while our products mak e the world a more beautiful, safer, and sustainable home .
Legal Statement
Saint-Gobain provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws. Saint-Gobain is an equal opportunity employer of individuals with disabilities and supports the hiring of veterans.
