Relationship Manager

AgWest Farm Credit is a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in a seven-state territory in the Western United States. AgWest is part of the 100 year-old Farm Credit System - the leading provider of credit to American agriculture.
AgWest champions the growth and advancement of agriculture, the value of rural communities, and the vital contribution our customers make to the economy and society. We serve customers in 59 locations throughout the West.
We are in search of a Relationship Manager l or Relationship Manager ll to join our Montana Lending team in Dillon, Montana. This full-time position reports to the SVP-Regional, and is responsible for providing sound, constructive credit and related services to AgWest customers.
This position is eligible for a hybrid work schedule and one-time home office stipend after initial training period.
Compensation Information
Relationship Manager l base salary range is $60,000 - $95,000; bonus at target of up to 15% of salary.
Relationship Manager ll base salary range is $70,000 - $108,000; bonus at target of up to 20% of salary.
Job Requirements

• Market and sell products including loans and financially related services; establish rapport with and develop and maintain confidence of customers and prospective customers.
• Complete visits to customers' operations and document observations; this may include visually inspecting the condition and value of loan collateral, and evaluating customers' management practices and expected repayment.
• Make quality credit decisions to ensure customer service, a high quality loan portfolio and loan administration.
• Monitor loan performance and proactively service and manage assigned accounts with the objective of providing efficient customer service and maximizing return; this may include coordination with other teams and portfolio groups.
• Prepare credit analysis and submit recommendations to supervisor or loan committee for action; approve loans within delegated authority.
• Gather financial information through interviews in person and by phone, reads audited financial statements, legal opinions, tax records and other financials; complies with documentation expectations, procedures, laws and regulations.
• Accurately classify and identify appropriate charge-offs/reserves, cash income accounting and allowances on assigned loans.
• Assist in credit investigations on applicants including: public record searches, credit bureau reports, employment and income verification and asset and liability verification.
• Participate in loan closings by ensuring the appropriate documentation is completed and understood by the customer.

Minimum Requirements

• Bachelor's degree in business or ag-related field, or an equivalent combination of education and experience.
• Ability to establish rapport with, and develop and maintain the confidence of, customers and prospective customers.
• Ability to read or learn to read audited financial statements, legal opinions, tax records and other financials.
• Valid driver's license.

Benefits Offered

• Medical, dental, and vision insurance
• Basic term life and AD&D insurance (fully paid for by the company)
• Paid days off annually: 15 vacation*, 15 sick, 11 holidays and 3 volunteer
• 401(k) plan (6% match plus 3% employer contribution)
• Employee Assistance Program
• Wellness Program
• Jeans are welcome at work every day at AgWest!

*Vacation accrual rate is based on the years of service.
Details about insurance and retirement benefits are available at:
https://www.farmcreditfoundations.com/fcfbenefits
#LI-Hybrid
Qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender orientation, national origin, marital status, age, disability, protected veteran status, or any other classification protected by applicable discrimination laws.