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SalaryEpic Mortgage is Southeastern Wisconsin’s premier mortgage lending company with quick closes and competitive rates.
We are growing and are adding Mortgage Loan Officers to our team!
Why Epic Mortgage?
- Tired of retail lending and saying no to prospects?
- Not having the best pricing?
- Or asking for a price exception from management?
- We offer Brokerage Options, Wholesale Lending – You can shop the best products and rates for your customer & YOU can make the pricing decision!
- Fast Closings – 14-day average CTC from application, can receive same day and one day approvals.
- Early CDs.
- Paid Weekly.
- 180+ Lender partners (Mortgage Companies) – provides many options for loan products to ensure you can meet your customer needs (Conforming, Non-QM, Reverse Mortgages, Commercial and Hard Money Lenders).
- Most state licenses available to independent LOs than any other broker in the nation
- Extensive training and ongoing support.
- Flexibility and more control.
- Remote Work – Work from home.
- In house processing and Loan Manager.
- LIVE Loan officer support.
- Collaborative and fun work culture.
Competitive Compensation & Benefits:
- Competitive commissions – Borrower Paid Compensation (BPS) or Lender Paid Compensation (LPC) plus the opportunity to earn Residual income.
- Can earn up to 1.25 BPS per loan.
- Commercial & Reverse Mortgages compensation will depend on the transaction.
- Profit sharing.
- Fortune 500 Employee benefits - Medical, Dental, Vision, 401K, HSA, and corporate credit card for business expenses.
Responsibilities:
- Interview borrowers to assist with identifying the loan product that meets their budget and needs.
- Gather information and documentation for the loan and submit the application to the mortgage company that you feel has the best rate/term for your client.
- Evaluate loan applications and documentation by confirming credit worthiness.
- Identify the best loan options to meet the customers’ needs, present to customers, and close loans.
- Secure interest rate lock-ins for customers in a timely manner.
- Utilize a mortgage lending system to input information, qualify loans, and obtain pre-approval.
- Work closely with borrowers, Loan Officers, title companies/attorneys, or insurance companies to gather and prepare all documents needed to satisfy underwriting requirements.
- Be accessible to the buyer and individuals involved in a loan to answer questions and/or provide updates.
- Ability to read, analyze and interpret financial report and / or legal documents.
- Constantly build and replace prospects in your sales pipeline. Network with centers of influence, current clients, past prospects, realtors, insurance agents, and business owners to cultivate referrals for Mortgage Loans.
- Provide all required loan disclosures and notices with customers.
- Organize and attend loan closings with clients, title companies, and realtors.
- Follow-up with prospects and customers via text, calls, and emails.
- Deliver exceptional customer service to clients.
- Comply with state and federal regulatory and compliance requirements.
Requirements:
- Active National Mortgage Licensing System Registry (NMLS) license.
- 2 years of relevant financial loan experience at a commercial bank, credit union, mortgage company, or other financial institution.
- Mortgage lending experience is not required but preferred – willing to train individuals with financial loan experience.
Epic Mortgage - NMLS #2404936- Equal Housing Opportunity
Job Type: Full-time
Pay: $80,000.00 - $400,000.00 per year
Benefits:
- 401(k)
- Dental insurance
- Flexible schedule
- Health insurance
- Life insurance
- Referral program
- Vision insurance
Compensation package:
- Commission pay
Schedule:
- 8 hour shift
- Day shift
- Monday to Friday
Work setting:
- In-person
- Office
Experience:
- Loan origination: 1 year (Required)
Work Location: In person
