Mortgage Disclosure Desk Specialist

Want to work for a fast-paced, innovative company? Tri Pointe Homes is always looking for individuals to help us push forward in our pursuit of high-level home buying. If this sounds like a career for you, apply to be a part of our great team.

Tri Pointe Connect is looking for an experienced, problem solving individual to join our talented group as a Mortgage Disclosure Desk Specialist.

Position Highlights: The Disclosure Specialist is responsible for preparing initial loan disclosures and revised loan disclosures in a timely and compliant manner according to all State and Federal regulatory requirements.

Position Responsibilities:

• Prepare and distribute the initial disclosure package in accordance with RESPA & TILA standards
• Run compliance engine and ensure all applicable errors or failures are resolved
• Monitor reports daily for re-disclosures in accordance with RESPA & TILA standards
• Generate revised loan disclosures for applicable change of circumstance requests, ensuring fee changes that are required/allowable are redisclosed in a compliant manner
• Develop a working knowledge fo Federal and multi-State laws and agency disclosure guidelines affecting residential mortgage originations: TILA, REG Z, RESPA, ECOA, FACTA, FCRA, MDIA, BSA/AML and HMDA
• Develop thorough understanding of company’s loan origination system (Encompass)
• Examine disclosures for accuracy and compliance with regulatory requirements
• Validate fess disclosed on the Loan Estimate
• Provide timely delivery of disclosure packages and track receipt by borrower(s)
• Communicate (verbally and written) with origination team to provide feedback and status updates
• Perform all other duties as assigned.

Position Qualifications:

• High School diploma or equivalent
• Minimum of 1-2 years of mortgage related experience to include Loan Processing Assistant, Loan Processor, specific experience disclosing loans preferred
• Familiar with mortgage loan documents
• Familiar with loan products and allowable fee requirements, to include FHA, VA and Conventional
• Experience with loan origination systems, Encompass a plus
• Knowledge of Microsoft products to include Excel and Word

Job-Specific Core Competencies:

• Basic understanding of the origination process, loan documentation and regulatory requirements
• Exceptional customer service skills
• Detail oriented and able to multi-task
• Able to work effectively in a fast paced, deadline driven environment
• Exceptional communication skills (verbal and written)
• Able to priorize tasks in order to meet deadlines
• Team player
• Strong analytical skills

At Tri Pointe Homes, we are intentional about fostering an environment where you, and all individuals, are encouraged to be their authentic selves. We embrace individuality and strive to be consciously inclusive of different backgrounds, experiences, and perspectives in every aspect of our business. We believe our company’s strength relies on the diversity of the team and the unique, innovative ideas everyone contributes.

We are an Equal Opportunity Employer, which means we make employment decisions based on merit and qualifications and are committed to providing equal opportunities for all applicants and employees without regard to their race, color, creed, religion, national origin, ancestry, citizenship status, age, disability, sex, sexual orientation, gender identity or expression, veteran status, genetic information, or any other characteristic protected by applicable federal, state or local laws.

We will endeavor to make a reasonable accommodation to the known physical or mental limitations of a qualified applicant with a disability unless the accommodation would impose an undue hardship on the operation of our business. If you believe you require such assistance to apply for an open position or to participate in an interview, please let us know.