Loan Officer

We have two Loan Officer positions available in Dawson County, Nebraska and we are looking for individuals who want to become a part of the communities of either Cozad or Lexington and a part of the banking industry.

Summary

The Loan Officer is responsible for developing new business, underwriting, structuring, and the closing of agricultural, commercial, and consumer loans, as well as maintaining and servicing an existing portfolio. This position represents the bank in the local community through active participation in community affairs and participates in marketing all of the bank’s products and services.

Essential Functions

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Monitor an existing loan portfolio to ensure proper risk ratings and early identification of potential problems.
• Source, develop, and underwrite financing requests for new and existing customers.
• Maximize bank profitability through appropriate pricing of new loan originations, fee income and selling of all bank products and services.
• Conduct a daily review for the approval and disposition of overdrafts.
• Negotiate terms, structure loan financing based upon risk considerations, and present credits for approval to appropriate levels of authority within the bank as required.
• Analyze and present credits to the Loan Committee.
• Process transactions accurately and efficiently according to bank policy and procedures.
• Support the bank's strong relationship banking culture through on-going customer contact, quality customer service, superior product knowledge and community involvement.

Competencies

• Communications proficiency.
• Financial management.
• Customer/Client focus.
• Ability to work in a team environment with co-workers.
• Computer proficiency.

Preferred Education and Experience

• A willingness to learn
• An understanding of agriculture

We are an Equal Opportunity Employer/Affirmative Action Employer. This job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.

Individuals interested in joining our team at either location should submit a letter of interest and their resume one of the following ways:

• via Indeed on this site
• via USPS to Homestead Bank, Attn: Adam Boryca, PO Box 2000, Cozad, NE 69130
• In person at 915 Meridian Avenue, Cozad, NE 69130

Job Type: Full-time

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee assistance program
• Flexible spending account
• Health insurance
• Life insurance
• Paid time off
• Vision insurance

Schedule:

• 8 hour shift
• Day shift
• Monday to Friday

Ability to Relocate:

• Lexington, NE 68850: Relocate before starting work (Required)

Work Location: In person