Who we are:
The Role:
What you'll be doing:
- Provide hands-on, comprehensive support and guidance to business partners and senior leadership to ensure compliance with federal and state regulatory obligations
- Implement and oversee controls across critical business processes to mitigate compliance, operational, and reputational risks
- Lead cross-functional working groups to drive compliance initiatives
- Advise the business on new products, features, model developments, and other business and operational initiatives
- Interface with and represent the company to auditors, regulators, and other external parties
- Oversee and execute risk assessments, monitoring, and testing
- Administer the vendor management program, including conducting due diligence and third-party risk analysis
- Oversee the investigation of and response to consumer complaints and regulatory inquiries
- Develop and implement our compliance strategy and roadmap
- Prepare presentations and reports for senior stakeholders, the compliance committee, and key strategic partners
- Think strategically to identify opportunities and recommend strategies, policies, and procedures that align with the company’s objectives
- Manage and refine our compliance training program
- Lead and develop a team of Compliance professionals
- Monitor the effectiveness of our compliance initiatives and identify opportunities to enhance and streamline processes
What you'll bring:
- 7+ years of Compliance experience in banking, consumer financial services, or a similar industry
- Specialized and thorough knowledge of consumer financial services, including the Gramm-Leach-Bliley Act (GLBA), Fair Credit Reporting Act (FCRA), Truth in Lending Act/Regulation Z (TILA), Equal Credit Opportunity Act/Regulation B (ECOA), and Fair Debt Collection Practices Act (FDCPA) required; knowledge of BSA/AML/KYC preferred
- Demonstrated experience with external auditors and regulators, including interacting with regulatory agencies and representing the company during audits, exams, and agency actions
- Prior experience with compliance monitoring, testing, and reporting
- Proven track record of designing and implementing robust compliance programs and controls and building effective relationships across organizations
- Ability to stay informed of regulatory developments and emerging trends and communicate relevant impacts to the company.
- BA required; advanced degree or professional certification (e.g. CRCM, ACAMS) preferred
- Excellent verbal and written communication skills
- Proven ability to develop, mentor, and lead a team
- Self-motivated, able to prioritize, and comfortable working both collaboratively and autonomously in a fast-paced startup environment
- Strong Excel skills and the ability to learn our systems
- Humble hustle – a strong work ethic and hands-on approach