Data Scientist

Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive.

When you join Visa, you join a culture of purpose and belonging – where your growth is priority, your identity is embraced, and the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world – helping unlock financial access to enable the future of money movement.

Join Visa: A Network Working for Everyone.

The Global Data Science group supports our bank and merchant partners by using our extraordinarily rich data sets that span more than 4 billion cards globally and captures more than 190 billion transactions in a single year. Our focus lies on building creative solutions that have an immediate impact on the business of our highly analytical partners. To support our rapidly growing group, we are looking for Data Scientists who are passionate about the opportunity to use Visa’s rich data to address and deliver significant results to complex problems! You will join one of the Data Science focus areas (e.g. merchants, banks) with an opportunity for rotation between Data Science teams to gain broad exposure to Visa’s business.

Essential Functions

• Be an out-of-the-box thinker who is passionate about brainstorming innovative ways to use our unique data to answer business problems

• Communicate with clients to understand the challenges they face and convince them with data

• Extract and understand data to form an opinion on how to best help our clients and derive relevant insights

• Develop visualizations to make your complex analyses accessible to a broad audience

• Find opportunities to craft products out of analyses that are suitable for multiple clients

• Work with stakeholders throughout the organization to identify opportunities for leveraging Visa data to drive business solutions.

• Mine and analyze data from company databases to drive optimization and improvement of product, marketing techniques and business strategies for Visa and its clients

• Assess the effectiveness and accuracy of new data sources and data gathering techniques.

• Develop custom data models and algorithms to apply to data sets.

• Use predictive modeling to increase and optimize customer experiences, revenue generation, data insights, advertising targeting and other business outcomes.

• Develop processes and tools to monitor and analyze model performance and data accuracy.

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Basic Qualifications:

• 2 or more years of work experience with a Bachelor’s Degree or an Advanced Degree (e.g. Masters, MBA, JD, MD, or PhD)

Preferred Qualifications:

• 3 or more years of work experience with a Bachelor’s Degree or more than 2 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD,MD)
• 2+ years’ experience in data-based decision-making or quantitative analysis
• Bachelor’s degree in an analytical field such as statistics, operations research, economics, computer science or many others (graduate degree is a plus)
• Experience with extracting and aggregating data from large data sets using SQL or other tools
• Competence in Excel, PowerPoint and Tableau
• Experience in understanding and analyzing data using statistical software(e.g., Python, SAS, R, Stata or others)
• Previous exposure to financial services, credit cards or merchant analytics is a plus, but not required

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 106,700.00 to 136,000.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.