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Form of workIronhorse Funding is a leading provider of innovative, technology-driven, full spectrum finance solutions to consumers and dealers in the motorcycle, powersports, RV, and marine markets. We provide customers across the entire credit spectrum access to financing and refinancing programs with competitive rates and flexible terms through our direct-to-consumer and dealer programs. We want every customer to have access to financing for their dream ride.
Due to our expansion and growth we have immediate openings for Credit Analysis / Underwriter in our Beverly, MA location. This position is onsite.
Key Responsibilities
- Analyzes, evaluates, and approves indirect consumer loan, including but not limited to Motorcycle, RV loans, Powersports and boat loans in accordance with industry and business unit standards.
- Manages and executes underwriting decisions for dealer relationships as well as building relationships that will grow loan volumes and credit quality with the assigned dealerships.
- Gathers, analyzes and interprets all types of credit information for existing and prospective retail banking customers in order to maximize credit and minimize risk and potential loss.
- Develops and maintains a loan portfolio consistent guidelines for credit quality and pricing. Approves and/or denies loans within certain limits and makes credit structure and loan pricing decisions.
Basic Qualifications
- Bachelor's degree, or equivalent work experience
- 2 or more years of experience in credit analysis and/or underwriting loans
Preferred Skills/Experience
- Well-developed ability to analyze and interpret credit quality information
- Thorough knowledge in credit and risk analysis, underwriting, administration, policy and procedure
- Demonstrated effective judgment in making loan decisions
- Thorough knowledge of accounting and finance principles
- Proficient computer skills, especially Microsoft Office applications
- Effective verbal communication and writing/documentation skills
