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Form of workOverview
The Corporate Banking Analyst will be exposed to all facets of Renasant Bank's Corporate Seniors Housing lending. The Corporate Banking Analyst will work closely with lenders to learn the fundamentals including portfolio management, budget analysis, loan review and compliance monitoring. In addition, this role will have clerical duties which includes but is not limited to reviewing, analyzing and uploading financial statements, preparing documentation for loan packages and clearing of documentation exceptions.
RENASANT BANK IS AN EQUAL OPPORTUNITY EMPLOYER
Responsibilities
Qualifications
Physical Demands
The physical demands described are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to stand or sit; kneel, stoop, or squat; use hands or fingers to handle or feel objects, tools or controls; reach with hands and arms, and talk or hear. The employee is occasionally required to walk. The employee must occasionally lift and /or move up to 25 pounds. Specific vision abilities required by this job include close vision, peripheral vision, depth perception and the ability to focus.
Work Environment
The Bank's professional working environment requires employees to communicate effectively, both verbally and in writing. Employees must demonstrate strong interpersonal skills when working closely with internal business partners and external clients. Employees may be exposed to confidential and propriety information within the working environment, therefore, must uphold confidentiality at all times. Due to the possibility of being exposed to high risk situations (i.e. robbery), detailed instructions and procedures are required to be followed at all times to safeguard the Bank's employees, customers, and assets.
The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. The principal duties and responsibilities enumerated are all essential job functions except for those that begin with the word "May".
This job description is intended to describe the normal level of work required by the person performing the work. The principle duties outlined are the essential responsibilities and duties. Other duties may be assigned as needs arise.
This description is not intended as a contract and is subject to change. Any written contractual agreements supersede this job description. All requirements may be modified to accommodate physically or mentally challenged staff members reasonably.
The Corporate Banking Analyst will be exposed to all facets of Renasant Bank's Corporate Seniors Housing lending. The Corporate Banking Analyst will work closely with lenders to learn the fundamentals including portfolio management, budget analysis, loan review and compliance monitoring. In addition, this role will have clerical duties which includes but is not limited to reviewing, analyzing and uploading financial statements, preparing documentation for loan packages and clearing of documentation exceptions.
RENASANT BANK IS AN EQUAL OPPORTUNITY EMPLOYER
Responsibilities
- Work closely with the Seniors Housing Lenders to learn the fundamentals of Corporate Seniors Housing Lending including portfolio management, budget analysis, and loan review
- Work with Lenders to collect financial and related data in order to determine the general credit worthiness of prospects and customers
- Prepare loan submission forms, addendums and other components of the loan submission package for both new and maturing loans
- Assist with financial underwriting and monitoring spreads for loan evaluations, interpret complex business and personal financial statements and tax returns
- Assist the Senior Portfolio Manager with compliance monitoring and reporting by preparing annual client reviews, uploading financial statements and other compliance information into the loan system
- Support the clearing of financial statement and documentation exceptions
- Complete construction draws and other loan draws, as necessary
- Assist in all aspects of managing the Seniors Housing portfolio
- Preparation of various required financial reports, submissions to credit administration and loan review
- Other related duties as assigned
Qualifications
- High School diploma or equivalent required; A Bachelor's degree in Business, Finance or Accounting is preferred
- Ability to proficiently operate a computer with strong Microsoft Excel, Microsoft Word and Microsoft PowerPoint skills
- Strong verbal and written communication skills
- General understanding of accounting principles with an emphasis on cash flow analysis
- Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, and procedure manuals
- Ability to interpret a variety of instructions furnished in written, oral, diagram or schedule form
- Ability to obtain and retain product knowledge
- Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public
- Strong organizational skills and effective time management
- Some light travel may be required for events, business development and training
Physical Demands
The physical demands described are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to stand or sit; kneel, stoop, or squat; use hands or fingers to handle or feel objects, tools or controls; reach with hands and arms, and talk or hear. The employee is occasionally required to walk. The employee must occasionally lift and /or move up to 25 pounds. Specific vision abilities required by this job include close vision, peripheral vision, depth perception and the ability to focus.
Work Environment
The Bank's professional working environment requires employees to communicate effectively, both verbally and in writing. Employees must demonstrate strong interpersonal skills when working closely with internal business partners and external clients. Employees may be exposed to confidential and propriety information within the working environment, therefore, must uphold confidentiality at all times. Due to the possibility of being exposed to high risk situations (i.e. robbery), detailed instructions and procedures are required to be followed at all times to safeguard the Bank's employees, customers, and assets.
The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. The principal duties and responsibilities enumerated are all essential job functions except for those that begin with the word "May".
This job description is intended to describe the normal level of work required by the person performing the work. The principle duties outlined are the essential responsibilities and duties. Other duties may be assigned as needs arise.
This description is not intended as a contract and is subject to change. Any written contractual agreements supersede this job description. All requirements may be modified to accommodate physically or mentally challenged staff members reasonably.
