Construction Loan Assistant.

A local Credit Union is seeking a Construction Loan Assistant to join their team!
Responsibilities:
- Maintain member confidentiality for all documentation and records.
- Conduct closing with borrowers in Originators absence.
- Create loan files: follow up on any signatures needed as well as any other loan document exceptions and issues. ...

- Advance member lines of credit, including filling out journal tickets, waiver of lien forms and construction draw requests.
- Monitor and balance receipts compared to draw requests as well as total of draws to loan balance and report discrepancies to supervisor.
- Track receipt and completeness, of Lien Waivers and W-9's.
- Keep progress reports up to date and alert Originator of any red flags and/or the need for additional items.
- Request and follow-up on homeowner's insurance, homeowner's association insurance and flood insurance, as well as verification of mortgagee clause information and loan number.
- Notary Public for the State of Montana.
- Assign Point of Sale (online applications) to requested loan originators or to a loan originator that works in the area of subject property for better accessibility for the member.
- Thoroughly explain the loan process to members so they understand the time frame of the application of their loan.
- Answer questions related to the various disclosures that are sent to members.
- Obtain property information such as property tax and Montana cadastral information.
- Prepare checks, journal tickets, etc. for loan processing.
- Prepare document requests to send to Quality Assurance department.
- Prepare and review loan files and evaluate for completeness.
- Order appraisals from ARD as requested by Originator.
- Answer phone and greet walk-in members.
- Direct all inquiries to appropriate personnel and take messages for originators.
- Coordinate meetings for Mortgage Loan Originators; prepare internal documents and reports; type letters and meeting minutes.
- Prepare credit information for use by Mortgage Loan Originators, address any discrepancies relating to Red Flags and detail action taken in the form of a loan note.
- Assist members and employees with questions and problems, and perform other duties and special projects according to Supervisor requests and departmental needs.
- Follow up on issues relating to debit/credits to Member accounts as requested by the customer or the responsible Mortgage Loan Originator.
- Scan and upload documents to the correct categories of the imaging system in preparation for assignment to loan underwriting and loan processing.
Working hours: 8:00 AM - 6:00 PM
Skills:
- Ability to organize and prioritize multiple projects, multi-task, and work in stressful situations without direct supervision from time to time.
- Excellent verbal and written communication skills.
- Ability to follow oral and written instructions.
- Completes mandatory annual BSA training that includes Red Flag, Identity Theft, OFAC, CTR and SAR reporting and thresholds, as well as the safe keeping of member information, and passes any applicable tests.
Education:
High School
Experience:
1-4 years
Qualifications:
- The ability and willingness to work with a variety of general office equipment including Excel, Word and Vision software; as well as typing, keyboarding and 10- key skills.
- High school diploma required.
- 3-5 years banking experience required.
- Basic knowledge of consumer, real estate and commercial loan required.
Apply now at www.spherion.com/apply/75034

Spherion has helped thousands of people just like you find work happiness! Our experienced staff will listen carefully to your employment needs and then work diligently to match your skills and qualifications to the right job and company. Whether you're looking for temporary, temp-to-perm or direct hire opportunities, no one works harder for you than Spherion.
Equal Opportunity Employer: Race, Color, Religion, Sex, Sexual Orientation, Gender Identity, National Origin, Age, Genetic Information, Disability, Protected Veteran Status, or any other legally protected group status.
At Spherion, we welcome people of all abilities and want to ensure that our hiring and interview process meets the needs of all applicants. If you require a reasonable accommodation to make your application or interview experience a great one, please contact Callcenter@spherion.com.
Pay offered to a successful candidate will be based on several factors including the candidate's education, work experience, work location, specific job duties, certifications, etc. In addition, Spherion offers a comprehensive benefits package, including health, and an incentive and recognition program (all benefits are based on eligibility).