BSA Officer

About Airtm:

At Airtm, we envision a world where geographical and economic barriers don't dictate an individual's potential for success. We believe in empowering people across the developing world, unlocking their global potential by connecting them to the digital economy. Our mission is to dismantle the barriers that keep people from accessing the global marketplace, enabling them to earn, spend, and save with freedom and confidence.

Through our comprehensive financial infrastructure, we facilitate low-value cross-border payments, connecting Digital Entrepreneurs with the enterprises and online marketplaces that need their talents. Whether it's mass payment services for businesses or wallet services for digital workers, Airtm is the bridge to a fairer, more inclusive global economy.

About the role:

Airtm is looking for an experienced and self-motivated BSA Officer. This remote role reports directly to Airtm’s CEO and is responsible for overseeing, enhancing and maintaining Airtm’s Compliance programs and procedures. We’re looking for a data-driven professional looking to grow his career at a dynamic, multicultural fintech.

Key Responsibilities:

-Responsible for administering, maintaining, coordinating and monitoring Airtm’s day-to-day BSA/AML/KYC programs. 

-Supervising various aspects of the compliance program, including managing a team of several compliance professionals located in different countries.

-Responsible for managing, administering, and enhancing all aspects of the screening and monitoring systems, including implementation model validation and calibration efforts, as well as change control procedures.

-Ensure that all required regulatory reporting is conducted in a timely, accurate, complete and compliant manner, including but not limited to the timely and properly completed submissions of SARs.

-Maintain and enhance an effective AML risk assessment and customer risk rating processes,  conducted annually or as needed with consideration to products, services, customers, and geographies that may present BSA/AML related risk, and collect and report annually.

-Work with auditors, consultants, and regulatory examiners in connection with their review of the BSA/AML/OFAC program, including collecting and preparing requested documents and consulting with the same on various matters.

-Assists in preparing the monthly Board of Director reports, presentations, and other materials, and annual board BSA/AML/OFAC training.

Required qualifications:

-Bachelor's Degree or its equivalent plus specialized coursework and training.

-Minimum of 6 years demonstrated BSA/AML Compliance experience.

-Fraud and Risk experience.

-Minimum of 3 years of leadership experience preferred, although experience of other financial regulatory regimes or digital asset regulatory regimes will be considered.

-Excels in a fast-paced team-oriented environment.

-Ability to develop and document effective procedures.

-Analytical skills to appropriately apply to BSA/AML/OFAC software (model validation and calibration).

Preferred qualifications:

-Certified Anti-Money Laundering Specialist (CAMS).

-Experience overseeing regulatory examinations is a plus.

-Certification SQL or other programming skills.

-Proven success at virtually managing geographically dispersed teams/members.

-Spanish speaking is a plus.