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SalaryAs an Assistant Vice President of Lending at JM Associates Federal Credit Union, you'll play a pivotal role in shaping the experiences of our members by overseeing the consumer and residential mortgage lending processes. Your expertise will guide the planning, directing, and underwriting functions, ensuring that our lending services are both efficient and tailored to meet the financial needs of our community. Join us to lead a dedicated team in delivering financial solutions that make a real difference in people's lives.
Responsibilities:
- Monitor and assist with the solicitation, origination, servicing, compliance and collections of Consumer and Mortgage-related loans
- Ensure efficient operations, member service quality, and compliance
- Development of Lending policies and procedures, objectives, and goals
- Provide quality Loan training and education to staff, including product knowledge, sales and service training, coaching, and development
- Prepare and analyze reports and provide recommendations for efficiencies, improvements, or product enhancements to Senior Management
- Assist members with the loan process from start to finish
- Regularly evaluate and review credit bureau reports and loan requests as part of the underwriting and loan approval/denial process. May underwrite more complex loans based on assigned lending guidelines
- Accurately upload loans to the Core Processing and Loan Operating Systems
- Obtain and evaluate documentation such as Real Estate Appraisals, Property Search/Title Policies, Flood Determinations, and Tax Returns
- Monitor and assist with loan delinquency and the Collections process
- Frequent member and associate contact and correspondence through multiple avenues
- Drive Lending performance to achieve objectives
Qualifications:
- Five or more years of progressive Consumer and Real Estate related lending experience in a credit union or financial institution environment required
- High School diploma or GED required; Associates, Bachelor’s, or higher degree preferred
- Sales and Service coaching experience is preferred
- Must possess excellent and effective verbal and written communication skills
- Strong analytical, organizational, problem-solving, time-management, and managerial skills
- Resourceful and organized, working in a fast-paced environment
- Intermediate computer skills and experience are required
- Must be self-motivated with a strong work ethic
- Notary, NMLS, Credit Life/Disability certifications or able to obtain timely
- Physical requirements: Sit, talk, listen for long periods of time at one workstation. May be required to wear an earpiece or headset. Sedentary work at a computer. Work independently or with limited supervision
- Confidentiality is a must
- This is not a remote position. Some vendor interaction may be in person or off campus
- Acceptable background check is required
- Must accommodate an 8-hour shift with some flexibility (the standard shift will be 8:00 am-4:30 pm EST)
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This job description may not be inclusive of all assigned duties, responsibilities, or aspects of the job described, and may be amended at any time at the sole discretion of JM Family. All work arrangements are subject to associate performance, business need and manager discretion, and may be revised as necessary.
JM FAMILY IS PROUD TO BE AN EQUAL OPPORTUNITY EMPLOYER
JM Family Enterprises, Inc. is an Equal Employment Opportunity employer. We are committed to recruiting, hiring, retaining, and promoting qualified associates without regard to age, race, religion, color, gender, sex (including pregnancy, childbirth and related medical conditions), sexual orientation, gender identity, gender expression, mental or physical disability, national origin, marital status, citizenship, military status, genetic information, veteran status, or any other characteristic protected by federal, state, provincial, or local law.
DISABILITY ACCOMMODATIONS
If you have a disability and require a reasonable accommodation to complete the job application process, please contact JM Family’s Talent Acquisition department at
talentacquisition@jmfamily.com
for assistance. If you have an accommodation request for one of our recruiting events, please notify us at least 72 hours prior so that we may provide assistance.
