Underwriter

Responsible for risk-based underwriting of new and/or existing accounts. Accountability for the achievement of profit, persistency, and growth goals through financial analysis or employer groups.

SKILLS/COMPETENCIES REQUIREMENTS:

• Creativity and strong problem solving skills
• Strong mathematical background
• Ability to handle large volume of work efficiently and correctly with limited errors
• Strong team attitude
• Works well independently and in a team environment
• Interpersonal skills
• Excellent written and verbal communication skills
• Strong skills in Microsoft Office, especially using Excel and Word, and other on-line computer systems
• Comfortable making presentations to small groups
• Organization, planning and prioritization skills
• Strong analytical, problem solving and judgment skills
• Strong customer service orientation
• Commitment to company values

ESSENTIAL DUTIES AND RESPONSIBILITIES:

• Input employer stop loss large claim information and aggregate claim assessment into our underwriting system (David Young system).
• Determine level of risk based on established guidelines.
• Analyze information on past claim history and other standard criteria.
• Determine needed rate level using multiple tools, including a medical evaluation of ongoing large claimant concerns.
• Participate in Captive renewal calls and biweekly Underwriting meetings
• Oversee renewal spreadsheet for assigned program(s)
• Ability to manage, maintain and handle assignments as warranted
• Accurately document files
• Review of sold case preparation and issuance of applications

PRIORITIES: Accuracy, Timeliness, Positive Team Attitude

Click here to view all of our current benefits.

Applicants have rights under Federal Employment Laws: Family and Medical Leave Act (FMLA) Poster; Equal Employment Opportunity (EEO) Poster; and Employee Polygraph Protection Act (EPPA) Poster

Experience

• 2 - 20 years: Stop Loss Underwriting