- Utilize product line subject matter expertise by performing analysis to review potential business prospects and recommend profitable risk selection
- Perform complex underwriting activities in accordance with all legal and regulatory requirements to ensure obligations are met
- Forge and maintain strong relationships with multiple agency leaders by utilizing high degree of business acumen to deliver sound underwriting decision-making, ensure personalized and quality service and garner support for department activities and business growth
- Optimize assigned line/s of business portfolio growth by reviewing, classifying, evaluating and rating complex business, communicating high-risk exposures to senior leaders, and providing feedback on recommendations
- Build relationships and facilitate projects by sharing expertise with peers, guiding product review/launch process, resolving escalated issues and monitoring impact of change to ensure department initiatives enhance the business
- Lead profitability and process/automation improvement initiatives by informing senior leaders on innovative underwriting best practices, guiding the development and implementation of strategic plans and training programs and tracking team performance within assigned territory to identify gaps and promote efficiencies for alignment with department objectives
- Manage documents in accordance with underwriting standards and policies and make sound decisions regarding underwriter recommendations to ensure adherence to business profitability objectives
- Manage budgeted resources by anticipating expenditures, accurately forecasting resource needs/costs and properly accounting for expenses to meet requirements and achieve fiscal responsibility
Required Education
- Bachelor's Degree or equivalent combination of education and work experience
Required Experience
- 7 years relevant experience
Preferred Competencies/Skills
- Use logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems
- Negotiate skillfully in tough situations with both internal and external groups to settle differences with minimum noise
- Build and establish constructive and cooperative working relationships and open lines of communication
- Anticipate obstacles and challenges, identify root cause and strategize plans to address
- Establish and maintain effective, trusting and respectful relationships with customers in a matrix environment
- Effectively and efficiently present logic, reasoning and analysis to others
- Understand the needs and goals of a customer and actively look for ways to meet them
- Creativity and alternative, open thinking to generate and support new or better ways of doing things
- Communicate information in a clear, well-organized, and professional manner
- Establish a high degree of trust and credibility with others
- Build long-term collaborative working relationships with senior managers
- Adapt and be flexible in a complex changing environment
- Utilize personal credibility to influence others
Preferred Licenses/Certifications
- Charter Property Casualty Underwriter
- ASLI
- AINS
- Strong working knowledge of products and insurance concepts
- Strong working knowledge of Microsoft Office Suite
- Strong working knowledge of underwriting processes and procedures
- Strong working knowledge of laws and regulations related to area of responsibility
- Events affecting the industry, including understanding of competition and the marketplace for assigned line(s) of business
US Only - Travel Frequency
- Frequent (approximately10+ trips annually)
US Only - Physical Demands
- General office jobs: Work is generally performed in an office environment in which there is not substantial exposure to adverse environmental conditions. Must have the ability to remain in a stationary position for extended periods of time. Must be able to operate basic office equipment including telephone, headset and computer. Incumbent must be able to lift basic office equipment up to 20 lbs.
US Only - Disclaimer
- To successfully perform this job, the individual must be able to perform each essential job responsibility satisfactorily. Reasonable accommodations may be made to enable an individual with disabilities to perform the essential job responsibilities.
Job Type
- Individual Contributor
Global Disclaimer
- The duties listed in this job description do not limit the assignment of work. They are not to be construed as a complete list of the duties normally to be performed in the position or those occasionally assigned outside an employee’s normal duties. Our Group Code of Ethics and Conduct addresses the responsibilities we all have at QBE to our company, to each other and to our customers, suppliers, communities and governments. It provides clear guidance to help us to make good judgement calls.