Underwriter I

General Description: Assess risks of a less complex nature, develop, and negotiate premiums. Manage relationships with brokers and carriers. Provide appropriate insurance product to clients. Generate profit in accordance with company goals.

Responsibilities:

· Under general supervision, review insurance policy applications. Includes review for completeness, accuracy, and acceptability of risks.

· Obtain supplementary information as needed to underwrite policy.

· Determine the desirability of accepting or rejecting risks within program guidelines.

· Coordinate risk assessment with Underwriting team.

· Underwrite and price exposures in accordance with filed and approved program rate levels and guidelines. Bring policy to completion with recommending and binding coverage, invoicing, and policy issuance.

· Identify the need, order, and evaluate additional risk assessment information.

· Communicate with agents to obtain supplemental underwriting information as needed.

· May issue policies and endorsement accurately and update Agency logs.

· Analyze and rate endorsement requests.

· Issue and track conditional/non-renewal notices and cancellations. Adhere to regulatory compliance.

· Maintain knowledge of policy terms and endorsements.

· May require some travel for educational development or client relationship building.

Knowledge, Skills and Abilities:

· 2 years underwriting assistant or rating experience.

· High school diploma or equivalent required.

· Broad knowledge of insurance industry.

· Ability to negotiate with strong mathematical skills.

· Strong written and verbal communication skills.

· Working knowledge of Microsoft Office suite of products.

· Proficiency in utilizing company systems.

· Strong organizational skills with attention to detail and accuracy.

· Research skills required to troubleshoot customer problems.

· Ability to travel 5% of the time.

Job Type: Full-time

Pay: $60,000.00 - $65,000.00 per year

Benefits:

• 401(k)
• Dental insurance
• Health insurance
• Life insurance
• Paid time off
• Vision insurance

Schedule:

• Monday to Friday

Supplemental pay types:

• Bonus opportunities

Ability to Relocate:

• Carmel, IN 46032: Relocate before starting work (Required)

Work Location: Hybrid remote in Carmel, IN 46032