AddressDescription
Summary: As a Senior Business Analyst in Capital Risk Oversight (CapRO), you will utilize your strategic and analytical skills to review and question the credit loss forecasts for different lines of business, which inform the company's quarterly allowance and annual stress testing estimates. All this will take place in a collaborative environment that appreciates your insights, encourages you to take on new responsibilities, promotes continuous learning, and rewards innovation.
General Responsibilities:
- Analysis: Identify business challenges and opportunities for improvement and solve them using analysis to make strategic or tactical recommendations
- Product: Conduct modeling/analytics to support new product and pricing strategies for various lending products
- Marketing: Assist direct-to-consumer marketing efforts for selected products and strategic intent for products distributed through the retail channel. Help create targeted insights to guide the design and development of new customer experiences, as well as innovative technology and concepts designed to implement new go-to-market strategies
- Credit Risk: Assist in making significant improvements in credit performance by linking future consumer credit trends to historical behavior, building risk models, and testing hypotheses through thorough monitoring and analysis
- Execution: Participate in problem framing, hypothesis development, testing and analysis, solution development, scoping operational feasibility, leading implementation efforts, and creating a monitoring plan
- Partnership: Collaborate closely with colleagues across Capital One, including IT, Sales, Operations, Finance, and others to enhance quality, volume, service, and profitability
- Strategic & analytic orientation: Demonstrate a proven track record of decision-making and problem solving guided by analytics. Strong conceptual thinking skills must be matched with a robust quantitative focus, given that a significant portion of the business relies on rigorous analytic marketing & credit risk management
- Strong business judgment, leadership, and integrity: Display strong decision-making abilities, with a balanced approach to business that is both assertive and responsible
- Strong communication skills: Possess outstanding written and oral communication abilities, along with strategic influencing skills and the capacity to foster agreement through intellect, interpersonal skills, and negotiation abilities
- Clear results orientation: Show a keen focus on accomplishing short and long-term objectives. Demonstrate the capability to drive and implement an agenda in an unpredictable and dynamic environment
- Proven success in thriving within a fast-paced, entrepreneurial, and dynamic setting. Previous experience in consulting is a valuable asset
Basic Qualifications:
- Bachelor's Degree in a quantitative field (Business, Math, Economics, Finance, Statistics, Science, Engineering)
- Minimum of 1 year of analysis experience
Preferred Qualifications:
- Master's Degree in Business or a quantitative field such as Finance, Economics, Physical Sciences, Math, Statistics, Engineering
- 1+ years of experience in Statistical model building
- 1+ years of experience in market research
- 1+ years of experience in SQL querying
- 2+ years of experience in business analysis
- 1+ years of experience in consulting
Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.
Capital One provides a comprehensive, competitive, and inclusive range of health, financial, and other benefits that contribute to your overall well-being. Learn more on the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
This role will be open for applications for at least 5 business days. No agencies please. Capital One is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified candidates will receive consideration for employment without regard to sex, race, color, age, national origin, religion, disability, genetic information, marital status, sexual orientation, gender identity, gender reassignment, citizenship, immigration status, protected veteran status, or any other basis prohibited under applicable federal, state, or local law. Capital One advocates for a drug-free workplace. Capital One will evaluate applicants with a criminal history for employment in accordance with the requirements of relevant laws regarding criminal background checks.
If you have visited our website seeking employment information or to apply for a position and require an accommodation, please contact Capital One Recruiting. All information will be kept confidential.
For technical support or inquiries about Capital One's recruiting process, please reach out via email.
Capital One does not endorse, provide, or guarantee third-party products, services, educational tools, or other information available through this site.
Capital One Financial comprises multiple entities. Note that positions posted in Canada are for Capital One Canada, those in the United Kingdom are for Capital One Europe, and positions in the Philippines are for Capital One Philippines Service Corp. (COPSSC).
By applying, you consent to your data being transmitted by beBee to the Employer via the Employer's data processor SonicJobs.
Refer to Capital One's Terms & Conditions and Privacy Policy, as well as SonicJobs Privacy Policy and Terms of Use.
