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Form of workCompany Overview
Our Values
At TD, we're guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and behaviors. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career, and be part of our caring and inclusive culture.
Making Your Well-being a Priority
A caring and supportive culture that promotes colleague well-being is core to who we are. At TD, we focus on total well-being with extensive programs to help colleagues assess, manage, and improve their well-being across four core pillars - physical, financial, social and mental/emotional. In addition, we champion a safe and inclusive work environment, so colleagues feel a sense of belonging and feel supported in their personal and professional growth. Through our focus on well-being, we know that we can help our colleagues thrive, contribute to our culture of care, and support better business outcomes, because when colleagues feel their best, they're more likely to do their best.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.
How We Work
At TD, we believe in-person connections fuel collaboration and collective creativity. Our workplace experience empowers colleagues to do great work side-by-side at TD locations, while offering flexibility to work remotely where it makes sense for the work and team. Our teams work in one of three workplace models: hybrid, onsite and primarily remote. Wherever our colleagues are working, they'll always have access to the TD community to experience our culture of care.
Who We Are
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
Department Overview
The Senior AML Compliance Manager primarily will advise and perform effective challenge concerning the TD Global Trade Finance program, including managing the trade finance framework to ensure compliance with regulatory and industry guidance, partnering with colleagues in Sanctions, KYC, FIU, AML and the Global Trade Finance to identify emerging risks in money laundering, sanctions and trade restrictive measures regimes and determining program enhancement to mitigate risk in Trade services and products, providing guidance on AML regulation, non-governmental bodies guidance and Trade Based Money Laundering (TBML) typologies applicable to Trade businesses, supporting regulatory exams and Internal Audit and Compliance testing exams, representing AML Risk Advisory in various governance forums and providing credible challenge on AML/KYC related matters, advising on AML New Business and Product Assessments concerning new and expanded trade products. Advanced trade certifications required. The Senior AML Compliance Manager may also advise other TD Commercial Bank business segments or platforms.
Job Requirements
Job Details
The Senior AML Compliance Manager manages the daily activities of an assigned group related to Anti-Money Laundering (AML), Bank Secrecy Act (BSA), Enhanced Due Diligence (EDD) and/or Customer Identification Program (CIP). The Senior AML Compliance Manager manages staff, provides direction, sets goals, evaluates results, ensures overall departmental goals are attained and is responsible to strategically provide innovation and direction to the Bank for AML Compliance issues. The Senior AML Compliance Managers ensures ongoing activities are performed according to established policies and procedures. The job also leads the development of group policies and procedures and assists staff with complex questions and issues as necessary.
Inclusiveness
Our Commitment to Diversity, Equity, and Inclusion
At TD, we're committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We're dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.
EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.
Accommodation
If you are a candidate with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.
How We're Helping Make an Impact in Communities
TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That's why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of $1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It's our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.
We look forward to hearing from you!
Qualifications
Our Values
At TD, we're guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and behaviors. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career, and be part of our caring and inclusive culture.
Making Your Well-being a Priority
A caring and supportive culture that promotes colleague well-being is core to who we are. At TD, we focus on total well-being with extensive programs to help colleagues assess, manage, and improve their well-being across four core pillars - physical, financial, social and mental/emotional. In addition, we champion a safe and inclusive work environment, so colleagues feel a sense of belonging and feel supported in their personal and professional growth. Through our focus on well-being, we know that we can help our colleagues thrive, contribute to our culture of care, and support better business outcomes, because when colleagues feel their best, they're more likely to do their best.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.
How We Work
At TD, we believe in-person connections fuel collaboration and collective creativity. Our workplace experience empowers colleagues to do great work side-by-side at TD locations, while offering flexibility to work remotely where it makes sense for the work and team. Our teams work in one of three workplace models: hybrid, onsite and primarily remote. Wherever our colleagues are working, they'll always have access to the TD community to experience our culture of care.
Who We Are
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
Department Overview
The Senior AML Compliance Manager primarily will advise and perform effective challenge concerning the TD Global Trade Finance program, including managing the trade finance framework to ensure compliance with regulatory and industry guidance, partnering with colleagues in Sanctions, KYC, FIU, AML and the Global Trade Finance to identify emerging risks in money laundering, sanctions and trade restrictive measures regimes and determining program enhancement to mitigate risk in Trade services and products, providing guidance on AML regulation, non-governmental bodies guidance and Trade Based Money Laundering (TBML) typologies applicable to Trade businesses, supporting regulatory exams and Internal Audit and Compliance testing exams, representing AML Risk Advisory in various governance forums and providing credible challenge on AML/KYC related matters, advising on AML New Business and Product Assessments concerning new and expanded trade products. Advanced trade certifications required. The Senior AML Compliance Manager may also advise other TD Commercial Bank business segments or platforms.
Job Requirements
- Manages multiple/broad and/or large scale teams
- Develops and maintains group policies and procedures in coordination with department management, and other group management; ensures adherence to approved internal TD Bank policies, procedures, standards and guidelines in addition to those federally mandated and advises on policies, procedures and regulations
- Coordinates department compliance with overall division guidelines as well as regulatory agencies
- Evaluates and reviews staff work on a regular basis to ensure that policies and procedures are followed and quality and timeliness levels are maintained
- Takes corrective action and recommends and implements changes to procedures as required
- Participates in responding to periodic exams/audits by the Office of Comptroller of Currency (OCC), Office of the Superintendent of Financial Institutions (OSFI), Federal Reserve and Internal Audit to determine level of CIP/BSA/AML compliance
- Manages day to day operations of the department and participates in enterprise wide or Customer focused special projects
- Develops, implements, and monitors an operating plan and expense budget for the area, consistent with TD Bank strategies and objectives
- May develop strategic plans aimed to provide direction and innovation to the Bank regarding AML Compliance policies and procedures
- May be responsible for training and communication for LOB
Job Details
The Senior AML Compliance Manager manages the daily activities of an assigned group related to Anti-Money Laundering (AML), Bank Secrecy Act (BSA), Enhanced Due Diligence (EDD) and/or Customer Identification Program (CIP). The Senior AML Compliance Manager manages staff, provides direction, sets goals, evaluates results, ensures overall departmental goals are attained and is responsible to strategically provide innovation and direction to the Bank for AML Compliance issues. The Senior AML Compliance Managers ensures ongoing activities are performed according to established policies and procedures. The job also leads the development of group policies and procedures and assists staff with complex questions and issues as necessary.
Inclusiveness
Our Commitment to Diversity, Equity, and Inclusion
At TD, we're committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We're dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.
EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.
Accommodation
If you are a candidate with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.
How We're Helping Make an Impact in Communities
TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That's why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of $1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It's our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.
We look forward to hearing from you!
Qualifications
- Bachelor's degree or work experience equivalent to Bachelor's degree required
- 7+ years' experience required
- CAMS (Certified Anti-Money-Laundering Specialist), CFCS (Certified Financial Crimes Specialist), CFE (Certified Fraud Examiner) or equivalent professional certification preferred
