Senior Sba Credit Analyst

About Us

Founded in 2007, Biz2Credit is rated as the Number 1 small business financing resource in the U.S. by Entrepreneur Magazine. Till date, we've facilitated more than $8 billion in small business funding.

Biz2Credit, an all-in-one financing solution for entrepreneurs to get small business funding with fast approval process. Explore the best small business financing options with us!

­­­­Biz2X is the technology platform that has helped Biz2Credit become the premier alternative funder for small businesses. Now, traditional banks are leveraging our expertise and experience to automate small business lending. Biz2X allows banks to implement AI-powered digital banking. This allows bank’s clients to have a fully omnichannel experience with data and workflows that adapt seamlessly to the bank’s core banking systems.

Biz2X platform’s world-class risk solutions are based on AI algorithms that enables auto decision-making and quick processing. Biz2X is “One Platform That Does It All” - automates lending, optimizes risk management, and improves operational efficiency.

Job Overview

We are seeking a highly skilled and experienced Senior SBA Credit Analyst to join our dynamic Financial Services team. The ideal candidate will bring extensive expertise in Small Business Administration (SBA) lending and a proven record of accomplishment in the Financial Services industry. The Senior SBA Credit Analyst will play a pivotal role in collaborating with our product team and developers to enhance our SaaS banking platform, consult with clients and partners and work directly with our lending teams. The primary focus will be as a subject matter expert helping deliver on the promise of our market leading SaaS platform. You will collaborate with our Product, Design and Engineering teams to identify opportunities, add sophistication and automation, help set up clients and test new features. Additionally, you will work with our own underwriting team and our SBA partners to teach.

Key Responsibilities

SBA Credit Analysis

• Conduct thorough credit analysis on small business loan applications in accordance with SBA guidelines and company policies.
• Assess the creditworthiness of applicants, considering financial statements, cash flow projections, and other relevant financial data.

Experience with 7a,7a Express, 504, Microloans and Caplines

Financial Services Industry Expertise

• Leverage extensive experience in the Financial Services industry to provide valuable insights and recommendations.
• Stay abreast of industry trends, regulatory changes, and best practices to ensure compliance and competitiveness.

Collaboration with Product Team/Developers

• Work closely with the product team and developers to Improve our SaaS banking platform.
• Collaborate on testing efforts to identify and resolve issues, ensuring the platform meets the highest standards of functionality and reliability.

Feedback and Improvement

• Provide constructive feedback to the development team based on testing results and user experience.
• Work collaboratively to iterate on the product, addressing any identified shortcomings and enhancing overall performance.

Documentation

• Maintain detailed documentation of testing processes, findings, and recommendations.
• Communicate effectively with cross-functional teams, ensuring a clear understanding of credit analysis outcomes and platform requirements.

• Bachelor’s degree in finance, Business, or a related field. Master's degree is a plus.
• Minimum of 10 plus years of experience as an SBA Credit Analyst within the Financial Services industry.
• Proven record of accomplishment of successful collaboration with product teams and developers.
• Strong analytical and problem-solving skills.
• In-depth knowledge of SBA guidelines and small business lending practices.
• Familiarity with SaaS banking platforms and software testing processes.
• Excellent communication and interpersonal skills.

Certifications

SBA Preferred Lender Program certification is highly desirable.

Benefits & Perks

Generous medical, dental, and vision insurance.

401K match, stock options, commuter benefits, and employee incentive plan.

Catered lunch and team events.

In the News

Named to Deloitte Technology Fast 500.

Inc 5000 - fastest growing private companies in 2022.

Crain’s New York Fast 50.

Great Place to Work Certified.