CrossCountry Mortgage (CCM) is one of the nation’s top 3 retail mortgage lenders with more than 7,000 employees operating nearly 600 branches across all 50 states. We have been recognized nine times on the Inc. 5000 list of America’s fastest-growing private businesses and have received countless awards for our standout culture. Through our dedication to getting it done, we make every mortgage feel like a win.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You’ll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Sr. Fraud Analyst performs in-depth investigations of both pre-fund and post close mortgage files to gather findings, identify characteristics indicative of fraud, and report on any noticeable trends or suspicious activity report (SAR). Such investigations include but are not limited to targeted audits as well as specific fraud referrals. Through successful performance of this position, the Sr. Fraud Analyst serves as a subject matter expert on existing fraud schemes as well as investor, lender, and regulatory guidelines while staying well-informed of changes where guidelines and new and emerging fraud trends are concerned. Additionally, the Sr. Fraud Analyst will maintain the highest degree of discretion in the completion of said reviews and while handling highly confidential information.
Job Responsibilities:
- Conduct thorough investigations of both in process (pre-fund) and closed (post-close) mortgage loan files.
- Set up loan reviews in the fraud system and provide frequent, accurate updates in the investigation database.
- Complete investigations and provide clear, concise report findings to Fraud Director and other internal stakeholders in desired time frame.
- Identify patterns of fraud and schemes based on findings and develop and maintain cases as needed.
- Maintain up-to-date knowledge of existing and emerging fraud schemes as well as any changes with investor, lender, and regulatory guidelines.
- Actively participate in other fraud investigation related projects as necessary.
Qualifications and Skills:
- 2+ years’ experience actively performing mortgage fraud investigations and identifying high risk mortgage fraud schemes.
- Demonstrated ability to maintain the highest level of confidentiality.
- Exceptional communication skills.
- Previous experience with Encompass LOS and ACES software systems, preferred but not required.
- Proficiency with Microsoft Office (Outlook, Word, and Excel).
This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: https://mycrosscountrybenefits.com/
California residents: Please see CrossCountry’s privacy statement for information about how CrossCountry collects and uses personal information about California consumers.
CrossCountry Mortgage, LLC. (NMLS3029) is an Equal Opportunity Employer committed to workforce diversity. Qualified applicants will receive consideration without regard to race, religion, creed, color, orientation, gender, age, national origin, veteran status, disability status, marital status, sexual orientation, gender identity, or gender expression, or any other protected status in accordance with all applicable federal, state and local laws. The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. Employment is contingent upon successful completion of a background investigation. CrossCountry Mortgage, LLC. is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit www.NMLSConsumerAccess.org.
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