Senior Credit Risk Auditor- H/F/X

Senior Credit Risk Auditors are expected to have a high degree of credit knowledge/experience and project management skills in order to meet objectives within a pre-defined scope and timeframe. Senior Credit Risk Auditors should raise the profile of the Audit Department's capabilities and project and promote a professional image throughout SG.

Senior Credit Risk Auditors assume a leadership role in the planning, execution, completion, and communication of credit audit missions. They should be capable of managing large and complex credit audits and should require minimal supervision or oversight given their years of experience and industry/product knowledge. Senior Credit Risk Auditors are expected to take a leadership role in the Audit Department’s continuous monitoring program, stay abreast of industry trends/developments to determine their impact on SG's credit portfolios, and coordinate closely with the business lines and/or resource functions (i.e. Risk and Legal divisions).

Specifically, Senior Credit Risk Auditors:

• Manage and execute all stages of assigned credit audit missions within a pre-defined timeframe: planning, file review, portfolio analysis, report drafting, and exit meeting; Prepare clear and concise worksheets
• Prepare quality reports assessing the business line’s overall risk profile with a focus on asset quality and Credit Risk management framework, performing industry and peer group analysis wherever appropriate
• Are the primary day-to-day contact with the business line managers during credit audit assignments and generally thereafter for continuous monitoring purposes
• Ensure relevant parties (i.e. Audit, Risk, Front and Middle Office) are informed, on a timely basis, of significant findings (credit or operational) arising from the credit audit assignments
• Follow up on audit recommendations and assess management’s corrective actions
• Attend assigned Watch List and other portfolio review meetings as part of the continuous monitoring of the credit portfolios
• Identify opportunities for improving the credit and/or audit process and share ideas with Senior Audit Managers
• Contribute to the annual audit risk assessment process for the auditable units under the Credit Risk Review team for the multiple year audit plan.

Required:

• Analytical skills: strong ability to assess credit exposures and portfolio quality, Credit Risks and /controls using data analytic tools.
• Communication: strong written and verbal communication skills and the ability to maintain independent but collaborative working relationships with management.
• Project management - ability to organize work to meet deadlines. Must be able to multi-task and shift priorities.
• Team work / Cooperation: Involve and collaborate with others; share information; search for win/win solutions; manage conflict.
• Ability to work independently.
• Results Orientation: Demonstrates initiative, integrity, creativity

TECHNICAL SKILLS
Required:

• In depth knowledge of Credit Risk, commercial lending and structured finance related products and processes with emphasis on corporate and investment banking activities.
• Expertise in Credit Risk management and financial analysis.
• Working knowledge of Internal Audit principles, methodologies, and tools.
• Working knowledge of Data Analytics.

OUR CULTURE:
At Societe Generale, we live by our 4 core values of commitment, responsibility, team spirit and innovation. We are engaged and demonstrate consideration for others. We act ethically and with courage. We focus our talent and energy on collective success. We experiment and propose new ideas. This way, we maximize our ability to serve client needs and anticipate market changes. Societe Generale is committed to strengthening bonds with colleagues, communities, and the world in which we live, because relationships are at the heart of how we operate.
For more information about our Culture and Conduct initiatives, please visit this link (https://americas.societegenerale.com/en/careers/get-know-culture/)

D&I:
Our Diversity & Inclusion Mission: Recruit, develop, advance, and retain a diverse workforce that is united in our efforts to enhance our competitive position and deliver innovative solutions to our clients.

For more information about our D&I initiatives, please visit this link (https://americas.societegenerale.com/en/societe-generale-about/diversity-and-inclusion/)

HYBRID WORK ENVIRONMENT:
Societe Generale offers a hybrid work arrangement that offers employees the flexibility to work remotely, as well as on-site, in order to promote interaction and collaboration with colleagues while adhering to all SG standard protocols. Hybrid work arrangements vary based on business area. The applicable Business lines will determine and communicate the work arrangements that best meet their business needs.

COMPENSATION & SALARY RANGE:

Base salary range does not include overtime pay, bonus and/or other benefits, where applicable. Actual base salary offer will vary based on skills and experience.

Societe Generale is an equal opportunity employer, and we are proud to make diversity a strength for our company. We are committed to recognizing and promoting the talents and achievements of our employees and staff, regardless of race, religion, color, national origin, sex, disability, age, gender, sexual orientation, and any other characteristic or status protected under applicable law.