AddressDescription
Relationship Manager V - MMB
As a key player in the financial industry, we believe in cultivating strong relationships, delivering top-notch results, and operating with integrity. Collaboration is at the core of our operations. That's why we offer thorough training, perks, and initiatives that motivate you to collaborate with a dynamic team to achieve more each day. As a Relationship Manager V (Senior Director) at Capital One, you will explore markets, manage existing loans and deposits, and promote various banking products and services. Additionally, you will oversee staff and/or support and guide less seasoned loan officers. This role primarily involves establishing new client connections for the Regional Commercial Bank.
Responsibilities:
- Formulate and execute an active customer outreach plan within the bank's framework to attract new banking relationships
- Cultivate new client connections, manage, and promote related banking offerings
- Regularly engage with potential clients to secure high-quality new business and exceed production targets
- Create a growth strategy for the portfolio aligned with the departmental budget and overall bank objectives
- Engage with clients through personal visits, branch referrals, and other channels to understand their needs and propose suitable banking solutions
- Collaborate with different divisions and units to handle transactions efficiently and stay updated on market competitors
- Responsible for evaluating, structuring, pricing, and closing loans in the designated area
- Analyze loan requests and financial data to ensure they meet risk standards and policy guidelines
- Assess risk and customer profiles to price loans appropriately for profitability
- Obtain collateral documents for loan security and manage collateral updates in line with policy
- Work closely with borrowers to gather updated financial details regularly
- Present credit proposals to the management and committees, making decisions transparent to customers
- Collaborate with the Loan Analysis team on credit analyses
- Monitor and resolve loan exceptions promptly to maintain operational efficiency
Basic Qualifications:
- Bachelor's degree or equivalent experience
- Minimum of 10 years in commercial banking
Preferred Qualifications:
- Master's Degree
- Minimum of 10 years in commercial banking and loan origination
Capital One offers a comprehensive benefits package supporting your overall well-being. Visit the Capital One Careers website for more information. Eligibility varies based on employment status.
This role will be open for applications for at least 5 business days. No intermediaries, please. Capital One is an equal opportunity employer that values diversity and inclusion in the workplace. All qualified candidates will be considered for employment without regard to various factors as per applicable laws.
If you wish to learn more or apply for this role, connect with Capital One Recruiting for assistance.
