Real Estate Loan Processor

Description:

GENERAL OVERVIEW

Performs all required functions as they relate to Real Estate Loan processing, as described in duties and responsibilities. This includes managing a pending Real Estate Loan application queue, following-up with members on gathering needed information and recommending the best option to meet the member needs with the goal of approving and scheduling a closing in a timely manner.

DUTIES AND RESPONSIBILITIES

· Process Consumer residential Real Estate Loans, such as Home Equity LOC’s & Easy Street Mortgages. Working closely with Consumer Underwriting and the Home Equity Coordinator to accurately document the important details of the loan.

· Review appraisals, consumer credit reports, flood certifications, title/stub searches & documentation received. Make detailed comments and present findings to Consumer Underwriting.

· Processes all consumer and Real Estate Loan-closing documents, which include affidavits and payoffs.

· Once loan is approved, prepare commitment package.

· Utilize skills, knowledge and experience to best meet member needs to communicate, document and make recommendations.

· Maintain knowledge of credit union products and services.

· Organize and prioritize responsibilities as they relate to job functions.

· All other duties that may be assigned.

Requirements:

REQUIREMENTS

• Three to five years of similar or related experience in Real Estate Loan Processing.
• Strong organizational skills.
• Ability to work with members and staff tactfully and professionally, both in person and on the phone.
• Have general computer knowledge Excel and Word in order to create documents, letters, spreadsheets and templates. Interpersonal skills and ability to communicate clearly while handling multiple priorities.

Job Type: Full Time

Salary: $19.00/ hour

Work Location: In person

Schedule: Monday- Friday

Benefits:

• 401(k)
• Dental insurance
• Employee assistance program
• Flexible schedule
• Health insurance
• Paid time off
• Professional development assistance
• Vision insurance

Experience level:

• 1 year
• 2 years