POST CLOSING SPECIALIST

Summary/Objective

The Post-Closing Specialist maintains the document imaging system for the loan department. They ensure that the document imaging system is accessible to internal and external loan review. They work with lenders, agents, and BDOs to satisfy outstanding exceptions on the exception report.

Essential Functions

To accomplish this job successfully, an individual must be able to perform, with or without reasonable accommodation, each essential function satisfactorily. Reasonable accommodations may be made to help qualified individuals with disabilities perform the essential functions.

• Ensure that adequate insurance coverage is in place on the correct structures or items for the loan.
• Obtain updated financial statements and tax returns from customers.
• Monitor real estate loans to ensure that real estate taxes have been paid.
• Verify vehicle titles are properly titled.
• File complete shadow files.
• File and maintain UCC-1 filings.
• Scan loan files and additional items obtained in the document imaging system.
• Place newly scanned loans on the Trak system, ensuring all items on the Trak checklist are satisfied.
• Mail paid notes to customers.
• Prepare releases for the collateral securing the loan.
• Remove paid loans from Trak.
• Cancel payment assignments.
• Effectively represent the bank and maintain customer relationships through calls and visits.
• Maintain up to date knowledge of the company’s policies, procedures and processes.
• Adhere to all Legence Bank and AFMFS Hoopla standards, serving as an example to other team members, as well as to our customers.
• Represent and promote the Company within the community.
• All other duties as assigned

Competencies

• Communication.
• Accuracy
• Attention to Detail
• Initiative
• Relationship Management.
• Critical Evaluation.
• Consultation.
• Business Acumen.
• Ethical Practice.

Supervisory Responsibility

This position has no direct supervisory responsibilities.

Work Environment

This job operates in a professional office environment. This role routinely uses standard office equipment such as laptop computers and smartphones.

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

While performing the duties of this job, the employee is regularly required to talk and hear.

Specific vision abilities required by this job include close vision, distance vision, color vision and ability to adjust focus. This position requires the ability to occasionally lift office products and supplies, up to 20 pounds.

Position Type/Expected Hours of Work

Some flexibility in hours is allowed, but the employee must be available during the "core" work hours of 8:00 a.m. to 4:30 p.m. Occasional evening and weekend work may be required as job duties demand.

Travel

Travel is primarily local during the business day, although some out-of-the-area and overnight travel may be expected.

Required Education and Experience

• High School Diploma or Equivalent
• Proficient in Microsoft Office
• Able to Quickly Learn New Software
• Valid Driver’s License

Preferred Education and Experience

• 1 Year of Current Banking Experience

Additional Eligibility Qualifications

Work Authorization/Security Clearance (if applicable)

AAP/EEO Statement

Legence Bank is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, age, disability, protected veteran status, or any other characteristics protected by law.

Other Duties

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.