Operational Risk Analyst

Job Type
Full-time
Description
Who We Are:
FFB, a dynamic and acclaimed single-branch bank born in the heart of Fresno, CA in 2005, is on a mission to redefine the banking experience. Our commitment to delivering top-notch banking services has propelled us to the forefront of the industry, earning us accolades and recognition. At FFB, we recognize the uniqueness of each individual who walks through our doors, and our dedicated team strives to craft personalized banking solutions that cater to their distinct needs.
What sets FFB apart is not just our Fresno roots but the diverse talents that make up our team, hailing from every corner of the country. We firmly believe that our people are our greatest strength, and we're constantly on the lookout for ambitious and passionate individuals who align with FFB's vision, regardless of their location.
If you're ready to be part of a winning team and contribute to our ongoing success story, we invite you to apply and join the FFB family!
Recent Achievements Speak Louder Than Words:

• 2023 - American Banker - "Top 5" Community Bank in the Country #4
• 2023 - OTCQX - Best 50 Companies #3
• 2023 - 5-star Rating Bauer Financial

What You Should Expect While Working at FFB:

• Company ownership through our Employee Stock Ownership Program (ESOP)
• A friendly, close-Knit work culture that encourages growth
• Opportunities to Participate in Community Networking Events
• Benefits Package

o Medical/Dental/Vision
o Life Insurance
o Paid Vacation
o 401(k) Retirement Plan
o Training & Development
o Tuition Reimbursement
o Employee Assistance Program
o Internal Job Posting & Referral Program
Ideal Candidate:
FFB prides itself on its core values of Teamwork, Relationship, Authenticity, and Commitment (TRAC). We expect that our team members will reflect these values in the workplace in various ways:

• Teamwork - We collaborate, hold each other accountable, and win together.
• Relationship - We are trustworthy, transparent, and respectful.
• Authentic - We are humble, vulnerable, and we speak up.
• Commitment - We are owners...Be hungry, responsive, and have a sense of urgency.

About the Position:
The Operational Risk Analystwill support the organization's comprehensive Operational Risk management program, assessing and identifying risks that could negatively affect the reputation, safety, security, or financial success of the organization.
Essential Duties:
We are seeking to hire a seasoned Operational Risk Analyst to join our team. This person will be responsible for Enterprise-wide Operational Risk management support.

• Supports the Director of Operational Risk Management (ORM)
• Data analysis to support risk reports and proposals to the Board of Directors, senior executives, and staff.
• Subject Matter Expert for ERM Program Software
• Ensure programs are accurate and up to date
• Supports Third-Party Vendor Management Program through:
• Building reporting
• Data analytics
• Vendor Initial and Ongoing Due Diligence
• SOC Reviews
• Vendor communication
• Supports DR/BCP Plan through:
• Plan testing based on set expectations
• BCP reporting and analysis
• Communication with plan owners
• Supports risk management solutions such as insurance, safety and security policies, business continuity plans, or recovery measures.
• May support in training of DR/BCP enterprise wide.
• Supports Operational Risk Assessments;
• Supports Director of ORM in evaluation of policies, procedures, and processes;
• Assist with RCSA (Risk & Control Self-Assessment)
• Reviews and analyzes metrics and data such as cash flow, inventory, breakage, and employee activity that could uncover fraudulent or other risk behavior.
• Assists with collecting and analyzing documentation, statistics, reports, regulatory guidance, and market trends for the following areas, including but not limited to:
• Information Technology
• Information Security
• Wire/ACH
• Digital Banking
• Vendor Management
• DR/BCP
• SDLC (System Development Lifecycle Policy and Program)
• Supports the bank in preparing to meet the Operational Risk requirements of FDICIA, GLBA, and SOX regulations.
• Performs other duties and responsibilities as directed.
• Demonstrates knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural differences; educates others on the value of diversity; promotes working environment free of harassment of any type; builds a diverse workforce and supports affirmative action.
• Assures compliance with all Bank policies, procedures and processes, and all applicable state and federal banking laws, rules, and regulations, and adheres to Bank Secrecy Act (BSA) responsibilities that are specific to the position.
• Follows policies and procedures; complete administrative tasks correctly and on time, including mandatory Bank Compliance Training; supports the Bank's goals and values; benefits the bank through outside activities.
• Treats people with respect; keeps commitments; inspire the trust of others; work ethically and with integrity; uphold organizational values; accept responsibility for own actions.
• Demonstrates knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural differences; educates others on the value of diversity; promotes working environment free of harassment of any type; builds a diverse workforce and supports affirmative action.
• Assures compliance with all Bank policies, procedures and processes, and all applicable state and federal banking laws, rules, and regulations, and adheres to Bank Secrecy Act (BSA) responsibilities that are specific to the position.
• Follows policies and procedures; complete administrative tasks correctly and on time, including mandatory Bank Compliance Training; supports the Bank's goals and values; benefits the bank through outside activities.
• Treats people with respect; keeps commitments; inspire the trust of others; work ethically and with integrity; uphold organizational values; accept responsibility for own actions.

Requirements

• Bachelor's degree or equivalent work experience in risk management, Banking, or related field required.
• Minimum 3-5 years of related experience highly preferred.
• Thorough understanding of policies and best practices of financial services risk management.
• BSA/AML, fraud, banking regulations, and Operational Risk management knowledge.
• Understanding and ability to implement and manage software development governance program.
• Ability to adapt to ever changing priorities, technology, and industry expectations.
• Excellent verbal and written communication skills.
• Excellent mathematical and critical thinking skills.
• Excellent analytical and problem-solving skills.
• Excellent organizational skills and attention to detail.
• Proficient with Microsoft Office Suite or related software to prepare reports and policies.

Salary Description
$70,000-$85,000