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Form of workTruHome Solutions is a credit union-owned, full-service mortgage company providing a full range of services to credit unions and their members nationwide. TruHome is a company built by mortgage professionals who are approachable, knowledgeable, and service-minded. We seek to deliver Real. Simple. Service. to our credit union partners and members. Every time!
Headquartered in Overland Park, KS we’re always seeking service-minded, friendly people to work with us. As a premier employer in the Kansas City area, TruHome Solutions, offers excellent comprehensive benefits, a fun culture and good vibes! We focus on creating meaningful relationships with our credit union partners, their members, and our employees.
Are you ready to start a career with a stable and reputable company? Look no further! We're seeking a qualified candidate to join our dynamic team!
GENERAL FUNCTIONS:
Train to be a Mortgage Loan Advisor and complete tests, pass national test within two attempts.
PRINCIPAL ACCOUNTABILITIES:
- Coordinates the origination of all first Mortgage Loan applications and assists in the consummation of their ultimate closing.
- High focus on determining the member’s financial needs and cross sells the appropriate credit union Mortgage Loan product while concentrating on developing member relationships.
- Facilitates the member’s Mortgage Loan application and ensures that the compilation of the member’s information is accurate and complete.
- Works directly with appropriate title companies to obtain preliminary costs associated with the Mortgage Loan transaction.
- Ensures that all preliminary mortgage disclosures are complete and accurate and are distributed to the member as required by appropriate compliance regulations.
- Cross sells appropriate credit union products and services not related to the Mortgage Loan application.
- Makes recommendations on all mortgage and consumer loan applications.
- Assists in developing new procedures to ensure the most efficient operations within the department.
- Assists the credit union with required technical expertise with regard to real estate activities.
- Communicates both verbally and in writing to member inquiries pertaining to all functions related to the Mortgage Loan process.
- Assists in determining individual and departmental goals.
- Promotes honest and open communication throughout the credit union.
- Demonstrate behaviors that are consistent with the credit union’s values, philosophies, and leadership characteristics.
- Work with other credit union departments to ensure the workflow or process is providing the best service to the members.
- Perform other duties as assigned.
KNOWLEDGE, SKILLS AND ABILITIES:
- Comprehensive knowledge of real estate law and title insurance.
- Must have Mortgage Originator License or ability to obtain license within three months of employment.
- Extensive knowledge of regulations governing real estate, including Regulations B, C, X, Z and the Fair Housing Act and Fair Credit Reporting Act.
- Knowledge of Fannie Mae/Secondary Market underwriting guidelines and eligibility requirements.
- Experience utilizing a PC-based loan management system which utilizes pipeline tracking and management capabilities.
- Demonstrates a strong degree of sales aptitude.
- Ability to communicate effectively in writing and orally.
- Ability to resolve interpersonal conflict and miscommunications.
- Knowledge of spreadsheet software and ability to use word processing software.
- Must be able to be bonded.
PHYSICAL ACTIVITIES:
In this position, individual will be expected to lift up to 20 pounds from time to time.
Also, must be able to stoop, bend, reach, or stand for extended periods of time. Must be able to sit and use a computer for extended periods of time.
WORKING CONDITIONS:
This position is expected to work in general office environment and must have automobile to travel within the local area and be able to attend various schools, seminars and workshops as required.
EXPERIENCE/EDUCATIONAL REQUIREMENTS:
- A four-year college degree is desirable but not required.
- Must have Mortgage Originator License or ability to obtain license within three months of employment.
Working Conditions:
This position is expected to work in general office environment. In this position, individual will be expected to lift up to 20 pounds from time to time. Also, must be able to stoop, bend, reach, or stand for extended periods of time. Must be able to sit and use a computer for extended periods of time.
Equal Opportunity/Affirmative Action Employer Disabled/Veterans
