Member Service Representative Iii - Lender

Impact Credit Union

Full Time Member Service Representative III

Impact Credit Union was born from a very simple idea: People Helping People. At Impact Credit Union, we work to effectively and efficiently provide our members with quality financial services that exceed member expectations while maintaining a progressive and sound financial institution. From our small beginnings in 1937, Impact Credit Union has grown into one of the largest credit unions in our field of membership but has proudly maintained the “small-town” credit union environment. Here at Impact, we want people who are looking for a career and not just a job. It is important to us that all of our employees get the chance to grow along with Impact while achieving their own personal and professional goals as well.

Impact is looking for a highly motivated and driven individual to join our team as a Member Service Representative III. This position will be responsible for evaluating, authorizing or recommending approval of loan applications. Additionally, this position will be responsible for presenting, explaining and assisting Impact Credit Union Members with these products and services. This position will report directly to the Office Manager and deals directly with members and potential members. Opportunity for advancement, on the job training and tuition reimbursement will be available for this full-time employee.

As a Member Service Representative you will…

· Review loan applications and recommend approval or denial based on applicants financial information

· Obtain, verify, and analyze applicants’ financial information, such as credit rating and income

· Review loan agreements to ensure that they comply with federal and state regulations

· Recognize opportunities to recommend loans and other products best fit for the member

· Explain to applicants the different types of loans and the terms of each type

· Assist members with the opening and closing of accounts

· Reviews non-cash deposits and withdrawals from accounts

· Issues certificates, drafts and other negotiable instruments

· Provides service to member inquiries regarding member products and services

· Assists members to resolve discrepancies, balancing and reconciling, adding or reducing service features

· Provides assistance to members to ensure the most effective usage of products and services

· Upsell product and services to Impact Credit Union members according to their individual needs

· Processes several types of financial transactions

Qualifications:

· At least 3-5 years related experience in a full service financial institution, Associates Degree or an equivalent combination of education/experience that provides the required knowledge and skills

· At least 1 year of lending experience

· Exceptional reasoning skills, communication skills and mathematical skills

· Experience with financial institution processing systems

· Ability to stand for long periods, walk, stoop, kneel, crouch or crawl as well as lift up to 50lbs

Impact Credit Union is an Equal Opportunity Employer, a drug and alcohol free workplace and offers a fun work environment and competitive benefits package.

Job Type: Full-time

Pay: From $16.61 per hour

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Health insurance
• Paid time off
• Vision insurance

Schedule:

• 8 hour shift
• Monday to Friday
• Weekends as needed

Experience:

• Banking: 1 year (Required)

Work Location: In person