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SalaryGreat employees are essential to maintaining the confidence our customers place in us. FGB believes that our employees are our greatest asset as demonstrated in their professionalism and dedication. We encourage open communication and strive to cultivate an environment in which our employees will contribute new ideas and innovations that will help us excel. As we grow, we want YOU to join our team to help fulfill our mission of serving the banking needs in our local communities.
Our full-time employees are eligible for amazing benefits including medical, dental, vision, and basic life/AD&D insurance, prescription drug benefits, long term disability, and salary continuance (short-term disability). In addition, they get paid holidays, paid vacation and sick leave, a tuition reimbursement program, 401k, section 125 cafeteria plan, and the opportunity to earn FGB stock grants. Apply today to enjoy these benefits and more!
Position Summary
The Loan Package Reviewer organizes and manages the loan pipeline, required financial ticklers, covenant ticklers, exception reports, and communicates with the Lending team with regard to status updates; provides assistance as requested.
Essential Duties and Responsibilities
- Receives and organizes Loan Packages from the lending team
- Verifies that all information has been received for the purpose of underwriting
- Request information from the lending team with the intention of completing a file
- Documenting and time-stamping all communication related to loan deals
- Image received financials and approvals to our internal imaging software.
- Instruct and assist the lending team with nCino processes and procedures.
- Adheres to the BSA Policy and all other Bank Policies.
- Record Minutes Weekly for Director’s Loan Committee.
- Maintain and Prepare Directors Loan Committee (DLC) Agenda and Credit Packages
- Maintain and Report on Past Due Financial Covenants
- Maintain the Approved Attorney List
- Manage Credit Admin Responses to Loan Review Exceptions
- Other duties and responsibilities as may be assigned by supervisor.
Minimum Qualifications (Education, Experience, Skills)
- Associates degree or its equivalent with working experience in the field or a related area.
- General understanding of tax returns, financial statements, and other loan related documents.
- Experience using Microsoft Word and Excel
- Superior organizational skills
- Ability to follow, apply, interpret, and explain instructions and/or guidelines
- Ability to meet schedules and deadlines in the work area
- Ability to communicate effectively
- Good organizational and public relations skills
Physical Demands and Work Environment
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the functions. While performing the duties of this position, the employee is regularly required to talk and hear. The employee frequently is required to use hands or fingers, handle, or feel objects, tools, or controls. The employee is occasionally required to stand; walk; sit; reach with hands and arms; climb or balance; and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this position include close vision, distance vision, color vision, peripheral vision, and the ability to adjust focus. The noise level in the work environment is usually moderate.
This job description in no way states or implies that these are the only duties to be performed by the employee(s) incumbent in this position. Employees will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. All duties and responsibilities are essential functions and requirements and are subject to possible modification to reasonably accommodate individuals with disabilities. To perform this job successfully, the incumbents will possess the skills aptitudes and abilities to perform each duty proficiently. Some requirements may exclude individuals who pose a direct threat or significant risk to the health or safety of themselves or others. The requirements listed in this document are the minimum levels of knowledge, skills, or abilities. This document does not create an employment contract, implied or otherwise, other than an “at will” relationship.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)
