Loan Originator

• Originate high quality loans which meet FCMC guidelines

• Develop business relationships with local Real Estate agents and Builders

• Manage territory of First National Bank Texas and First Convenience banks; educate employees of FCM mortgage programs

• Develop contacts with Banks partner store management team

• Take customer loan applications, including pulling credit

• Conduct presentations to include First Time Home Buyer Seminars, realtor sales meetings, product training, etc.

• Communicate with borrowers and real estate agents throughout the loan process

• Issue and explain pre-qualification letters, disclosures and all other initial compliance documentation for borrower; includes Good Faith Estimates, Truth-In-Lending and APR

• Depending on location and business need, this position may serve as a general office manager. Responsibilities would include, but not be limited to, general correspondence, supply maintenance, and clerical staff schedules.

• This position may also serve as acting liaison between position locations and corporate management regarding office incidents, business needs, and client concerns.

• Travel as needed to meet business needs

• Other duties as assigned

Position level will be dependent upon internal and external experience
Physical Requirements:

• Must be able to remain in a sitting and/or standing position for extended periods of time

• Requires ability to operate a computer and other office machinery

• Ability to lift up to 25 pounds

EOE Minority/Female/Individuals with Disabilities/Protected Veterans

Requirements

• High School Diploma or Equivalent

• 2 or more years of recent mortgage origination experience

• Knowledge of VA, FHA and conventional mortgage loan programs

• Knowledge of running LP, DU Underwriting Systems

• Experience with Ellie Mae mortgage originating and processing software

• Self motivation and capable of working from a home office with limited supervision

• Ability to review and understand credit reports

• Ability to organize and prioritize

• Good communication and presentation skills

• Comfortable working in a commission only environment

• Must successfully pass background investigation according to company policy

• Must be able to get along with co-workers and work effectively in a team environment